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Sutter County/Yuba City/95993

95993

ZIPSAFMR
Sutter County, CA
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$1,310$1,440
1 BR$1,550$1,710
2 BR$1,810$1,970
3 BR$2,510$2,310
4 BR$3,030$2,530
5 BR$3,484Not available
6 BR$4,007Not available
7 BR$4,608Not available
8 BR$5,299Not available

Purchase Price Calculator

Maximum purchase price
$230,825

Cost breakdown

+Likely effective rent$1,970
HUD FMR$1,810
Market rent$2,050
Est. payment standard (109%)Used$1,970
-Principal and interest-$1,167
Loan amount$184,660
Down payment$46,165
Rate6.50%
Term30 years
-Operating costs-$603
Property taxes-$231
Insurance-$175
Utilities$0
HOA$0
Management-$197
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,564(68.4% ROI)
Projected value
$248,573
Return breakdown
Property appreciation+$17,748
Loan principal paid down+$6,616
Rental cash flow+$7,200
5-year hold
+$54,130(117.3% ROI)
Projected value
$261,157
Return breakdown
Property appreciation+$30,332
Loan principal paid down+$11,798
Rental cash flow+$12,000
10-year hold
+$116,763(252.9% ROI)
Projected value
$295,475
Return breakdown
Property appreciation+$64,650
Loan principal paid down+$28,112
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.66
1 BR
0.81
2 BR
0.88
3 BR
1.09
4 BR
1.20
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95993 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95993 (Yuba City, CA) is $1,810 a month. That is up 3.4% from $1,750 in FY 2026. Yuba City is in the Yuba City, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,600. Among 10 ZIP codes in Sutter County, 95993 has the 3rd-highest two-bedroom rent (county range $1,420–$2,420). The median county two-bedroom FMR in California is $1,725, so ZIP 95993 is 5% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95993
BedroomsFY 2027Change90–110% range
Studio$1,310−0.8%$1,179–$1,441
1BR$1,550+7.6%$1,395–$1,705
2BR$1,810+3.4%$1,629–$1,991
3BR$2,510+3.3%$2,259–$2,761
4BR$3,030+3.1%$2,727–$3,333

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95993
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,310$1,550$1,810$2,510$3,030
FY 2026$1,320$1,440$1,750$2,430$2,940
FY 2025$1,340$1,350$1,710$2,400$2,870
FY 2024$1,260$1,270$1,640$2,310$2,780
FY 2023$1,150$1,150$1,470$2,090$2,500

Two-bedroom rent in nearby Sutter County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95993
95659$2,040+12.7%
95668$2,420+33.7%
95674$1,420−21.5%
95676$1,650−8.8%
95953$1,560−13.8%
95957$1,580−12.7%
95982$1,780−1.7%
95991$1,650−8.8%
95992$1,660−8.3%
95993Current$1,810—

Questions about ZIP 95993 rents

How much will Section 8 pay for a two-bedroom in ZIP 95993?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,600, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,440 to $1,760 a month; under the ZIP-level Small Area FMR of $1,810 it would be $1,629 to $1,991. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95993 in?

ZIP 95993 is in the Yuba City, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,600.

How much did fair market rent change in ZIP 95993 for FY 2027?

The two-bedroom FMR rose 3.4%, from $1,750 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 23.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentYuba City, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources