96760
ZIPSAFMR
Hawaii County, HI
BRFMR
Eff. Rent
0 BR$1,420$1,560
1 BR$1,460$1,520
2 BR$1,870$2,060
3 BR$2,440$2,550
4 BR$2,730$2,830
5 BR$3,139
6 BR$3,610
7 BR$4,152
8 BR$4,775

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$1,870
Market rent$2,230
Est. payment standard (110%)Used$2,060
Estimated payment standard is $2,060 (110% of FMR).
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Current value$244,199
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Current value$244,199
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Current value$244,199
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.71ratio
FMR$1,420
Market$2,010
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$1,278 / 0.64 ratio110% standard$1,562 / 0.78 ratio
0.71
1 BR
1 BR
0.94ratio
FMR$1,460
Market$1,550
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,314 / 0.85 ratio110% standard$1,606 / 1.04 ratio
0.94
2 BR
2 BR
0.84ratio
FMR$1,870
Market$2,230
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,683 / 0.75 ratio110% standard$2,057 / 0.92 ratio
0.84
3 BR
3 BR
0.93ratio
FMR$2,440
Market$2,610
vs market-$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,196 / 0.84 ratio110% standard$2,684 / 1.03 ratio
0.93
4 BR
4 BR
0.94ratio
FMR$2,730
Market$2,890
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,457 / 0.85 ratio110% standard$3,003 / 1.04 ratio
0.94
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 96760 (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

96760 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 96760 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,870 and the 4 bedroom fair market rent is $2,730.

Use this page for searches like 96760 FMR, 96760 fair market rent, and 96760 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 96760
Bedroom sizeHUD FMR
Studio$1,420
1 bedroom$1,460
2 bedroom$1,870
3 bedroom$2,440
4 bedroom$2,730