97086
ZIPSAFMR
Clackamas County, OR
BRFMR
Eff. Rent
0 BR$1,560$1,700
1 BR$1,670$1,750
2 BR$1,910$2,100
3 BR$2,600$2,670
4 BR$3,090$3,200
5 BR$3,553
6 BR$4,087
7 BR$4,700
8 BR$5,404

Purchase Price Calculator

Maximum purchase price
$250,143

Cost breakdown

+Likely effective rent$2,100
HUD FMR$1,910
Market rent$2,310
Est. payment standard (110%)Used$2,100
Estimated payment standard is $2,100 (110% of FMR).
-Principal and interest-$1,265
Loan amount$200,114
Down payment$50,029
Rate6.50%
Term30 years
-Operating costs-$635
Property taxes-$250
Insurance-$175
Utilities$0
HOA$0
Management-$210
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,603(67.2% ROI)
Projected value
$269,376
Current value$250,143
Return breakdown
Property appreciation+$19,234
Loan principal paid down+$7,170
Rental cash flow+$7,200
5-year hold
+$57,656(115.2% ROI)
Projected value
$283,013
Current value$250,143
Return breakdown
Property appreciation+$32,871
Loan principal paid down+$12,785
Rental cash flow+$12,000
10-year hold
+$124,526(248.9% ROI)
Projected value
$320,204
Current value$250,143
Return breakdown
Property appreciation+$70,061
Loan principal paid down+$30,465
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.88ratio
FMR$1,560
Market$1,780
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,404 / 0.79 ratio110% standard$1,716 / 0.96 ratio
0.88
1 BR
1 BR
0.93ratio
FMR$1,670
Market$1,790
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,503 / 0.84 ratio110% standard$1,837 / 1.03 ratio
0.93
2 BR
2 BR
0.83ratio
FMR$1,910
Market$2,310
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,719 / 0.74 ratio110% standard$2,101 / 0.91 ratio
0.83
3 BR
3 BR
0.96ratio
FMR$2,600
Market$2,710
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,340 / 0.86 ratio110% standard$2,860 / 1.06 ratio
0.96
4 BR
4 BR
0.95ratio
FMR$3,090
Market$3,260
vs market-$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,781 / 0.85 ratio110% standard$3,399 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 97086 (OR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

97086 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 97086 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,910 and the 4 bedroom fair market rent is $3,090.

Use this page for searches like 97086 FMR, 97086 fair market rent, and 97086 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 97086
Bedroom sizeHUD FMR
Studio$1,560
1 bedroom$1,670
2 bedroom$1,910
3 bedroom$2,600
4 bedroom$3,090