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99627

ZIPSAFMR
Yukon-Koyukuk Census Area County, AK

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,530$1,530
1 BR$1,590$1,590
2 BR$1,750$1,750
3 BR$2,110$2,110
4 BR$2,350$2,350
5 BR$2,703Not available
6 BR$3,108Not available
7 BR$3,574Not available
8 BR$4,110Not available

Purchase Price Calculator

Maximum purchase price
$198,133

Cost breakdown

+Likely effective rent$1,750
HUD FMRUsed$1,750
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,002
Loan amount$158,506
Down payment$39,627
Rate6.50%
Term30 years
-Operating costs-$548
Property taxes-$198
Insurance-$175
Utilities$0
HOA$0
Management-$175
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,113(70.9% ROI)
Projected value
$213,367
Return breakdown
Property appreciation+$15,235
Loan principal paid down+$5,679
Rental cash flow+$7,200
5-year hold
+$48,163(121.5% ROI)
Projected value
$224,169
Return breakdown
Property appreciation+$26,036
Loan principal paid down+$10,127
Rental cash flow+$12,000
10-year hold
+$103,625(261.5% ROI)
Projected value
$253,627
Return breakdown
Property appreciation+$55,494
Loan principal paid down+$24,131
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 99627 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 99627 (Mc Grath, AK) is $1,750 a month. That is up 2.9% from $1,700 in FY 2026. Mc Grath is in the Yukon-Koyukuk Census Area, AK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,196. Among 32 ZIP codes in Yukon-Koyukuk Census Area County, 99627 has the 2nd-highest two-bedroom rent (county range $1,020–$1,870). The median county two-bedroom FMR in Alaska is $1,513, so ZIP 99627 is 16% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 99627
BedroomsFY 2027Change90–110% range
Studio$1,530+2.7%$1,377–$1,683
1BR$1,590+5.3%$1,431–$1,749
2BR$1,750+2.9%$1,575–$1,925
3BR$2,110+2.4%$1,899–$2,321
4BR$2,350+2.2%$2,115–$2,585

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 99627
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,530$1,590$1,750$2,110$2,350
FY 2026$1,490$1,510$1,700$2,060$2,300
FY 2025$900$940$1,040$1,440$1,640
FY 2024area FMR$929$955$1,072$1,453$1,639
FY 2023area FMR$829$847$957$1,351$1,453

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Yukon-Koyukuk Census Area County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 99627
99558$1,200−31.4%
99590$1,200−31.4%
99602$1,200−31.4%
99627Current$1,750—
99665$1,200−31.4%
99675$1,020−41.7%
99691$1,870+6.9%
99720$1,200−31.4%
99722$1,230−29.7%
99724$1,200−31.4%
99726$1,200−31.4%
99730$1,200−31.4%

Questions about ZIP 99627 rents

How much will Section 8 pay for a two-bedroom in ZIP 99627?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,196, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,076 to $1,316 a month; under the ZIP-level Small Area FMR of $1,750 it would be $1,575 to $1,925. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 99627 in?

ZIP 99627 is in the Yukon-Koyukuk Census Area, AK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,196.

How much did fair market rent change in ZIP 99627 for FY 2027?

The two-bedroom FMR rose 2.9%, from $1,700 in FY 2026 to $1,750 in FY 2027. Since FY 2025 it has risen 68.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set