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Chugach Census Area County/Whittier/99693

99693

ZIPSAFMR
Chugach Census Area County, AK
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$940$940
1 BR$1,240$1,240
2 BR$1,360$1,360
3 BR$1,890$1,890
4 BR$2,280$2,280
5 BR$2,622Not available
6 BR$3,015Not available
7 BR$3,468Not available
8 BR$3,988Not available

Purchase Price Calculator

Maximum purchase price
$140,179

Cost breakdown

+Likely effective rent$1,360
HUD FMRUsed$1,360
Market rentN/A
Est. payment standardN/A
-Principal and interest-$709
Loan amount$112,143
Down payment$28,036
Rate6.50%
Term30 years
-Operating costs-$451
Property taxes-$140
Insurance-$175
Utilities$0
HOA$0
Management-$136
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,996(78.5% ROI)
Projected value
$150,957
Return breakdown
Property appreciation+$10,778
Loan principal paid down+$4,018
Rental cash flow+$7,200
5-year hold
+$37,586(134.1% ROI)
Projected value
$158,600
Return breakdown
Property appreciation+$18,421
Loan principal paid down+$7,165
Rental cash flow+$12,000
10-year hold
+$80,334(286.5% ROI)
Projected value
$179,441
Return breakdown
Property appreciation+$39,262
Loan principal paid down+$17,073
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 99693 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 99693 (Whittier, AK) is $1,360 a month. That is up 3.8% from $1,310 in FY 2026. Whittier is in the Chugach Census Area, AK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,575. Among 4 ZIP codes in Chugach Census Area County, 99693 has the 4th-highest two-bedroom rent (county range $1,360–$1,690). The median county two-bedroom FMR in Alaska is $1,513, so ZIP 99693 is 10% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 99693
BedroomsFY 2027Change90–110% range
Studio$9400.0%$846–$1,034
1BR$1,240+20.4%$1,116–$1,364
2BR$1,360+3.8%$1,224–$1,496
3BR$1,890+7.4%$1,701–$2,079
4BR$2,280+10.1%$2,052–$2,508

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 99693
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$940$1,240$1,360$1,890$2,280
FY 2026$940$1,030$1,310$1,760$2,070
FY 2025$900$970$1,270$1,660$1,960
FY 2024$920$970$1,280$1,800$2,170
FY 2023$680$720$940$1,340$1,610

Two-bedroom rent in nearby Chugach Census Area County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 99693
99574$1,570+15.4%
99677$1,690+24.3%
99686$1,690+24.3%
99693Current$1,360—

Questions about ZIP 99693 rents

How much will Section 8 pay for a two-bedroom in ZIP 99693?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,575, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,418 to $1,733 a month; under the ZIP-level Small Area FMR of $1,360 it would be $1,224 to $1,496. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 99693 in?

ZIP 99693 is in the Chugach Census Area, AK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,575.

How much did fair market rent change in ZIP 99693 for FY 2027?

The two-bedroom FMR rose 3.8%, from $1,310 in FY 2026 to $1,360 in FY 2027. Since FY 2023 it has risen 44.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWhittier, AK fair market rentAK statewide rentsWhat is SAFMR?Data sources