ARDSLEY, NY
CitySAFMR
Westchester County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,990$2,360
1 BR$3,130$2,900
2 BR$3,430$3,610
3 BR$4,300$4,730
4 BR$4,670$5,140
5 BR$5,371
6 BR$6,176
7 BR$7,102
8 BR$8,168

Purchase Price Calculator

Maximum purchase price
$474,528

Cost breakdown

+Likely effective rent$3,610
HUD FMR$3,430
Market rent$3,710
Est. payment standard (105%)Used$3,610
Estimated payment standard is $3,610 (105% of FMR).
-Principal and interest-$2,399
Loan amount$379,622
Down payment$94,906
Rate6.50%
Term30 years
-Operating costs-$1,011
Property taxes-$475
Insurance-$175
Utilities$0
HOA$0
Management-$361
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$57,288(60.4% ROI)
Projected value
$511,015
Current value$474,528
Return breakdown
Property appreciation+$36,487
Loan principal paid down+$13,601
Rental cash flow+$7,200
5-year hold
+$98,611(103.9% ROI)
Projected value
$536,885
Current value$474,528
Return breakdown
Property appreciation+$62,357
Loan principal paid down+$24,254
Rental cash flow+$12,000
10-year hold
+$214,701(226.2% ROI)
Projected value
$607,436
Current value$474,528
Return breakdown
Property appreciation+$132,908
Loan principal paid down+$57,793
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 10502
1.27ratio
FMR$2,990
Market$2,360
vs market+$630

FMR is above market; underwrite to market rent.

90% standard$2,691 / 1.14 ratio110% standard$3,289 / 1.39 ratio
1.27
1 BR
1 BR- 10502
1.08ratio
FMR$3,130
Market$2,900
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,817 / 0.97 ratio110% standard$3,443 / 1.19 ratio
1.08
2 BR
2 BR- 10502
0.92ratio
FMR$3,430
Market$3,710
vs market-$280

FMR is near market; voucher and private rents are aligned.

90% standard$3,087 / 0.83 ratio110% standard$3,773 / 1.02 ratio
0.92
3 BR
3 BR- 10502
0.84ratio
FMR$4,300
Market$5,130
vs market-$830

FMR is below market; voucher rent may lag private rents.

90% standard$3,870 / 0.75 ratio110% standard$4,730 / 0.92 ratio
0.84
4 BR
4 BR- 10502
0.65ratio
FMR$4,670
Market$7,240
vs market-$2,570

FMR is below market; voucher rent may lag private rents.

90% standard$4,203 / 0.58 ratio110% standard$5,137 / 0.71 ratio
0.65
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ARDSLEY, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ARDSLEY, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ARDSLEY, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,430 and the 4 bedroom fair market rent is $4,670.

Use this page for searches like ARDSLEY, NY FMR, ARDSLEY, NY fair market rent, and ARDSLEY, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ARDSLEY, NY
Bedroom sizeHUD FMR
Studio$2,990
1 bedroom$3,130
2 bedroom$3,430
3 bedroom$4,300
4 bedroom$4,670