NY/Westchester County/ARDSLEY ON HUDSON
ARDSLEY ON HUDSON, NY
CitySAFMR
Westchester County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,080$2,180
1 BR$3,240$2,980
2 BR$3,550$3,650
3 BR$4,450$4,900
4 BR$4,830$5,310
5 BR$5,555
6 BR$6,388
7 BR$7,346
8 BR$8,448

Purchase Price Calculator

Maximum purchase price
$480,472

Cost breakdown

+Likely effective rent$3,650
HUD FMR$3,550
Market rent$3,710
Est. payment standard (103%)Used$3,650
Estimated payment standard is $3,650 (103% of FMR).
-Principal and interest-$2,430
Loan amount$384,378
Down payment$96,094
Rate6.50%
Term30 years
-Operating costs-$1,020
Property taxes-$480
Insurance-$175
Utilities$0
HOA$0
Management-$365
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$57,915(60.3% ROI)
Projected value
$517,416
Current value$480,472
Return breakdown
Property appreciation+$36,944
Loan principal paid down+$13,771
Rental cash flow+$7,200
5-year hold
+$99,696(103.7% ROI)
Projected value
$543,610
Current value$480,472
Return breakdown
Property appreciation+$63,138
Loan principal paid down+$24,558
Rental cash flow+$12,000
10-year hold
+$217,090(225.9% ROI)
Projected value
$615,045
Current value$480,472
Return breakdown
Property appreciation+$134,573
Loan principal paid down+$58,517
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 10503
1.41ratio
FMR$3,080
Market$2,180
vs market+$900

FMR is above market; underwrite to market rent.

90% standard$2,772 / 1.27 ratio110% standard$3,388 / 1.55 ratio
1.41
1 BR
1 BR- 10503
1.09ratio
FMR$3,240
Market$2,980
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$2,916 / 0.98 ratio110% standard$3,564 / 1.20 ratio
1.09
2 BR
2 BR- 10503
0.96ratio
FMR$3,550
Market$3,710
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$3,195 / 0.86 ratio110% standard$3,905 / 1.05 ratio
0.96
3 BR
3 BR- 10503
0.83ratio
FMR$4,450
Market$5,350
vs market-$900

FMR is below market; voucher rent may lag private rents.

90% standard$4,005 / 0.75 ratio110% standard$4,895 / 0.91 ratio
0.83
4 BR
4 BR- 10503
0.64ratio
FMR$4,830
Market$7,560
vs market-$2,730

FMR is below market; voucher rent may lag private rents.

90% standard$4,347 / 0.57 ratio110% standard$5,313 / 0.70 ratio
0.64
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ARDSLEY ON HUDSON, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ARDSLEY ON HUDSON, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ARDSLEY ON HUDSON, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,550 and the 4 bedroom fair market rent is $4,830.

Use this page for searches like ARDSLEY ON HUDSON, NY FMR, ARDSLEY ON HUDSON, NY fair market rent, and ARDSLEY ON HUDSON, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ARDSLEY ON HUDSON, NY
Bedroom sizeHUD FMR
Studio$3,080
1 bedroom$3,240
2 bedroom$3,550
3 bedroom$4,450
4 bedroom$4,830