NY/Schenectady County/BALLSTON LAKE
BALLSTON LAKE, NY
CitySAFMR
Schenectady County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,220$1,220
1 BR$1,410$1,410
2 BR$1,700$1,700
3 BR$2,040$2,040
4 BR$2,250$2,250
5 BR$2,588
6 BR$2,976
7 BR$3,422
8 BR$3,935

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 12019
0.75ratio
FMR$1,220
Market$1,630
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
1 BR
1 BR· 12019
0.89ratio
FMR$1,410
Market$1,580
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
2 BR
2 BR· 12019
0.85ratio
FMR$1,700
Market$2,000
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
3 BR
3 BR· 12019
0.77ratio
FMR$2,040
Market$2,650
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.77
4 BR
4 BR· 12019
0.71ratio
FMR$2,250
Market$3,180
vs market-$930

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.71
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$190,703
Rent
$1,700
Down payment
$38,141
Loan
$152,562
Mortgage
$964
Expenses
$536
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BALLSTON LAKE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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