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Bergton, VA

CitySAFMR
Rockingham County
Found 1 ZIP

City Median Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$950$950
1 BR$960$960
2 BR$1,190$1,190
3 BR$1,630$1,630
4 BR$1,920$1,920
5 BR$2,208Not available
6 BR$2,539Not available
7 BR$2,920Not available
8 BR$3,358Not available

Purchase Price Calculator

Maximum purchase price
$114,917

Cost breakdown

+Likely effective rent$1,190
HUD FMRUsed$1,190
Market rentN/A
Est. payment standardN/A
-Principal and interest-$581
Loan amount$91,934
Down payment$22,983
Rate6.50%
Term30 years
-Operating costs-$409
Property taxes-$115
Insurance-$175
Utilities$0
HOA$0
Management-$119
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,330(84.1% ROI)
Projected value
$123,753
Return breakdown
Property appreciation+$8,836
Loan principal paid down+$3,294
Rental cash flow+$7,200
5-year hold
+$32,975(143.5% ROI)
Projected value
$130,018
Return breakdown
Property appreciation+$15,101
Loan principal paid down+$5,874
Rental cash flow+$12,000
10-year hold
+$70,182(305.4% ROI)
Projected value
$147,103
Return breakdown
Property appreciation+$32,186
Loan principal paid down+$13,996
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Bergton, VA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Bergton, VA is $1,190 a month. That is down 8.5% from $1,300 in FY 2026. Bergton is in the Harrisonburg, VA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,264. The median county two-bedroom FMR in Virginia is $1,262, so Bergton is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Bergton, VA
BedroomsFY 2027Change90–110% range
Studio$950−7.8%$855–$1,045
1BR$960−7.7%$864–$1,056
2BR$1,190−8.5%$1,071–$1,309
3BR$1,630−7.9%$1,467–$1,793
4BR$1,920−8.1%$1,728–$2,112

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Bergton, VA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$960$1,190$1,630$1,920
FY 2026$1,030$1,040$1,300$1,770$2,090
FY 2025$1,060$1,070$1,370$1,850$2,280
FY 2024$910$920$1,190$1,600$2,020
FY 2023$770$770$1,020$1,360$1,740

Questions about Bergton, VA rents

How much will Section 8 pay for a two-bedroom in Bergton, VA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,264, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,138 to $1,390 a month; under the ZIP-level Small Area FMR of $1,190 it would be $1,071 to $1,309. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Bergton, VA in?

Bergton, VA is in the Harrisonburg, VA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,264.

How much did fair market rent change in Bergton, VA for FY 2027?

The two-bedroom FMR fell 8.5%, from $1,300 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 16.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set