Skip to main content
Loading page
CO/Summit County/Breckenridge

Breckenridge, CO

CitySAFMR
Summit County
Found 1 ZIP

City Median Investment Score

41Below average

095130300
BRFMR
Eff. Rent
0 BR$2,100$2,310
1 BR$2,310$2,540
2 BR$3,020$3,310
3 BR$3,600$3,960
4 BR$4,090$4,500
5 BR$4,704Not available
6 BR$5,409Not available
7 BR$6,220Not available
8 BR$7,153Not available

Purchase Price Calculator

Maximum purchase price
$429,948

Cost breakdown

+Likely effective rent$3,310
HUD FMR$3,020
Market rent$3,470
Est. payment standard (110%)Used$3,310
-Principal and interest-$2,174
Loan amount$343,959
Down payment$85,990
Rate6.50%
Term30 years
-Operating costs-$936
Property taxes-$430
Insurance-$175
Utilities$0
HOA$0
Management-$331
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,582(61.1% ROI)
Projected value
$463,007
Return breakdown
Property appreciation+$33,059
Loan principal paid down+$12,323
Rental cash flow+$7,200
5-year hold
+$90,474(105.2% ROI)
Projected value
$486,447
Return breakdown
Property appreciation+$56,499
Loan principal paid down+$21,976
Rental cash flow+$12,000
10-year hold
+$196,786(228.8% ROI)
Projected value
$550,370
Return breakdown
Property appreciation+$120,422
Loan principal paid down+$52,364
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.77
1 BR
0.74
2 BR
0.87
3 BR
0.78
4 BR
0.65
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Breckenridge, CO fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Breckenridge, CO is $3,020 a month. That is up 7.5% from $2,810 in FY 2026. Breckenridge is in the Summit County, CO non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $2,766. The median county two-bedroom FMR in Colorado is $1,375, so Breckenridge is 120% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Breckenridge, CO
BedroomsFY 2027Change90–110% range
Studio$2,100+8.2%$1,890–$2,310
1BR$2,310+7.9%$2,079–$2,541
2BR$3,020+7.5%$2,718–$3,322
3BR$3,600+6.8%$3,240–$3,960
4BR$4,090+9.9%$3,681–$4,499

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Breckenridge, CO
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,100$2,310$3,020$3,600$4,090
FY 2026$1,940$2,140$2,810$3,370$3,720
FY 2025$1,840$2,050$2,690$3,670$3,940
FY 2024area FMR$1,551$1,690$2,220$3,128$3,650
FY 2023area FMR$1,350$1,573$1,860$2,643$3,168

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Breckenridge, CO rents

How much will Section 8 pay for a two-bedroom in Breckenridge, CO?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $2,766, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,489 to $3,043 a month; under the ZIP-level Small Area FMR of $3,020 it would be $2,718 to $3,322. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Breckenridge, CO in?

Breckenridge, CO is in the Summit County, CO non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $2,766.

How much did fair market rent change in Breckenridge, CO for FY 2027?

The two-bedroom FMR rose 7.5%, from $2,810 in FY 2026 to $3,020 in FY 2027. Since FY 2025 it has risen 12.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set