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NY/Queens County/Breezy Point

Breezy Point, NY

CitySAFMR
Queens County
Found 1 ZIP

City Median Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$2,400$2,640
1 BR$2,530$2,780
2 BR$2,750$3,030
3 BR$3,480$3,830
4 BR$3,810$3,970
5 BR$4,382Not available
6 BR$5,039Not available
7 BR$5,795Not available
8 BR$6,664Not available

Purchase Price Calculator

Maximum purchase price
$388,340

Cost breakdown

+Likely effective rent$3,030
HUD FMR$2,750
Market rent$4,370
Est. payment standard (110%)Used$3,030
-Principal and interest-$1,964
Loan amount$310,672
Down payment$77,668
Rate6.50%
Term30 years
-Operating costs-$866
Property taxes-$388
Insurance-$175
Utilities$0
HOA$0
Management-$303
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,190(62.0% ROI)
Projected value
$418,200
Return breakdown
Property appreciation+$29,860
Loan principal paid down+$11,131
Rental cash flow+$7,200
5-year hold
+$82,880(106.7% ROI)
Projected value
$439,371
Return breakdown
Property appreciation+$51,031
Loan principal paid down+$19,849
Rental cash flow+$12,000
10-year hold
+$180,064(231.8% ROI)
Projected value
$497,108
Return breakdown
Property appreciation+$108,768
Loan principal paid down+$47,296
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.74
2 BR
0.63
3 BR
0.82
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Breezy Point, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Breezy Point, NY is $2,750 a month. That is up 1.5% from $2,710 in FY 2026. Breezy Point is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. The median county two-bedroom FMR in New York is $1,385, so Breezy Point is 99% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Breezy Point, NY
BedroomsFY 2027Change90–110% range
Studio$2,400+2.1%$2,160–$2,640
1BR$2,530+2.4%$2,277–$2,783
2BR$2,750+1.5%$2,475–$3,025
3BR$3,480+2.7%$3,132–$3,828
4BR$3,810+3.3%$3,429–$4,191

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Breezy Point, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,400$2,530$2,750$3,480$3,810
FY 2026$2,350$2,470$2,710$3,390$3,690
FY 2025$2,200$2,290$2,540$3,170$3,420
FY 2024$2,150$2,210$2,480$3,090$3,330
FY 2023$1,880$1,920$2,170$2,730$2,940

Questions about Breezy Point, NY rents

How much will Section 8 pay for a two-bedroom in Breezy Point, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $2,750 it would be $2,475 to $3,025. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Breezy Point, NY in?

Breezy Point, NY is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in Breezy Point, NY for FY 2027?

The two-bedroom FMR rose 1.5%, from $2,710 in FY 2026 to $2,750 in FY 2027. Since FY 2023 it has risen 26.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set