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Brewster, NY

CitySAFMR
Westchester County
Found 1 ZIP

City Median Investment Score

77Below average

095130300
BRFMR
Eff. Rent
0 BR$2,480$2,260
1 BR$2,610$2,530
2 BR$2,840$2,990
3 BR$3,590$3,950
4 BR$3,940$4,330
5 BR$4,531Not available
6 BR$5,211Not available
7 BR$5,992Not available
8 BR$6,891Not available

Purchase Price Calculator

Maximum purchase price
$382,396

Cost breakdown

+Likely effective rent$2,990
HUD FMR$2,840
Market rent$3,070
Est. payment standard (105%)Used$2,990
-Principal and interest-$1,934
Loan amount$305,917
Down payment$76,479
Rate6.50%
Term30 years
-Operating costs-$856
Property taxes-$382
Insurance-$175
Utilities$0
HOA$0
Management-$299
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,563(62.2% ROI)
Projected value
$411,799
Return breakdown
Property appreciation+$29,403
Loan principal paid down+$10,960
Rental cash flow+$7,200
5-year hold
+$81,795(107.0% ROI)
Projected value
$432,646
Return breakdown
Property appreciation+$50,250
Loan principal paid down+$19,545
Rental cash flow+$12,000
10-year hold
+$177,676(232.3% ROI)
Projected value
$489,500
Return breakdown
Property appreciation+$107,103
Loan principal paid down+$46,572
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.10
1 BR
1.03
2 BR
0.93
3 BR
0.83
4 BR
0.83
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Brewster, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Brewster, NY is $2,840 a month. That is up 0.7% from $2,820 in FY 2026. Brewster is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. The median county two-bedroom FMR in New York is $1,385, so Brewster is 105% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Brewster, NY
BedroomsFY 2027Change90–110% range
Studio$2,480+1.2%$2,232–$2,728
1BR$2,610+1.6%$2,349–$2,871
2BR$2,840+0.7%$2,556–$3,124
3BR$3,590+1.7%$3,231–$3,949
4BR$3,940+2.6%$3,546–$4,334

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Brewster, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,480$2,610$2,840$3,590$3,940
FY 2026$2,450$2,570$2,820$3,530$3,840
FY 2025$2,340$2,440$2,700$3,360$3,630
FY 2024$2,350$2,410$2,710$3,380$3,640
FY 2023$2,050$2,100$2,370$2,980$3,210

Questions about Brewster, NY rents

How much will Section 8 pay for a two-bedroom in Brewster, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $2,840 it would be $2,556 to $3,124. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Brewster, NY in?

Brewster, NY is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in Brewster, NY for FY 2027?

The two-bedroom FMR rose 0.7%, from $2,820 in FY 2026 to $2,840 in FY 2027. Since FY 2023 it has risen 19.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set