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CHARLOTTE, NC

CitySAFMR
Mecklenburg County
Found 57 ZIPs
BRFMR
Eff. Rent
0 BR$1,280 – $2,200$990 – $1,790
1 BR$1,340 – $2,310$970 – $2,430
2 BR$1,470 – $2,530$1,400 – $2,780
3 BR$1,810 – $3,120$1,760 – $3,430
4 BR$2,300 – $3,960$1,880 – $4,360
5 BR$3,220
6 BR$3,703
7 BR$4,258
8 BR$4,897

Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
0.81ratio
FMR$1,600
Market$1,980
vs market-$380

FMR is below market; voucher rent may lag private rents.

Studio- 2 ZIPs
0.91-0.93ratio range
Median FMR$1,440
Median Market$1,560
vs market-$120

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
0.96ratio
FMR$1,550
Market$1,620
vs market-$70

FMR is near market; voucher and private rents are aligned.

Studio- 4 ZIPs
0.99-1.02ratio range
Median FMR$1,545
Median Market$1,545
vs market+$0

FMR is near market; voucher and private rents are aligned.

Studio- 7 ZIPs
1.03-1.06ratio range
Median FMR$1,560
Median Market$1,520
vs market+$40

FMR is near market; voucher and private rents are aligned.

Studio- 22 ZIPs
1.08ratio range
Median FMR$1,560
Median Market$1,450
vs market+$110

FMR is near market; voucher and private rents are aligned.

22
Studio- 1 ZIP
1.12ratio
FMR$1,730
Market$1,550
vs market+$180

FMR is above market; underwrite to market rent.

Studio- 2 ZIPs
1.16-1.20ratio range
Median FMR$1,470
Median Market$1,250
vs market+$220

FMR is above market; underwrite to market rent.

Studio- 3 ZIPs
1.21-1.23ratio range
Median FMR$1,500
Median Market$1,230
vs market+$270

FMR is above market; underwrite to market rent.

Studio- 5 ZIPs
1.25-1.28ratio range
Median FMR$1,730
Median Market$1,380
vs market+$350

FMR is above market; underwrite to market rent.

Studio- 2 ZIPs
1.33-1.35ratio range
Median FMR$1,840
Median Market$1,370
vs market+$470

FMR is above market; underwrite to market rent.

Studio- 6 ZIPs
1.36-1.66ratio range
Median FMR$1,795
Median Market$1,235
vs market+$560

FMR is above market; underwrite to market rent.

0.81-1.66
1 BR
1 BR- 2 ZIPs
0.67-0.68ratio range
Median FMR$1,680
Median Market$2,485
vs market-$805

FMR is below market; voucher rent may lag private rents.

1 BR- 2 ZIPs
0.73-0.75ratio range
Median FMR$1,630
Median Market$2,200
vs market-$570

FMR is below market; voucher rent may lag private rents.

1 BR- 3 ZIPs
0.78-0.80ratio range
Median FMR$1,630
Median Market$2,040
vs market-$410

FMR is below market; voucher rent may lag private rents.

1 BR- 22 ZIPs
0.82ratio range
Median FMR$1,630
Median Market$1,990
vs market-$360

FMR is below market; voucher rent may lag private rents.

22
1 BR- 2 ZIPs
0.91-0.93ratio range
Median FMR$1,825
Median Market$1,980
vs market-$155

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
1.01-1.02ratio range
Median FMR$1,625
Median Market$1,600
vs market+$25

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
1.03ratio
FMR$1,340
Market$1,300
vs market+$40

FMR is near market; voucher and private rents are aligned.

1 BR- 3 ZIPs
1.07-1.09ratio range
Median FMR$1,710
Median Market$1,570
vs market+$140

FMR is near market; voucher and private rents are aligned.

1 BR- 4 ZIPs
1.11-1.14ratio range
Median FMR$1,655
Median Market$1,470
vs market+$185

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.20ratio
FMR$1,570
Market$1,310
vs market+$260

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.20ratio
FMR$1,850
Market$1,540
vs market+$310

FMR is above market; underwrite to market rent.

1 BR- 4 ZIPs
1.25-1.28ratio range
Median FMR$1,835
Median Market$1,440
vs market+$395

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.33ratio
FMR$1,630
Market$1,230
vs market+$400

FMR is above market; underwrite to market rent.

1 BR- 8 ZIPs
1.38-1.74ratio range
Median FMR$1,820
Median Market$1,200
vs market+$620

FMR is above market; underwrite to market rent.

0.67-1.74
2 BR
2 BR- 2 ZIPs
0.63ratio range
Median FMR$1,790
Median Market$2,820
vs market-$1,030

FMR is below market; voucher rent may lag private rents.

2 BR- 2 ZIPs
0.70-0.72ratio range
Median FMR$1,815
Median Market$2,540
vs market-$725

FMR is below market; voucher rent may lag private rents.

2 BR- 2 ZIPs
0.74-0.76ratio range
Median FMR$1,705
Median Market$2,275
vs market-$570

FMR is below market; voucher rent may lag private rents.

2 BR- 3 ZIPs
0.78-0.80ratio range
Median FMR$1,840
Median Market$2,370
vs market-$530

FMR is below market; voucher rent may lag private rents.

2 BR- 24 ZIPs
0.82-0.84ratio range
Median FMR$1,790
Median Market$2,180
vs market-$390

FMR is below market; voucher rent may lag private rents.

24
2 BR- 3 ZIPs
0.95-0.96ratio range
Median FMR$1,790
Median Market$1,870
vs market-$80

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
1.01ratio
FMR$1,820
Market$1,800
vs market+$20

FMR is near market; voucher and private rents are aligned.

2 BR- 2 ZIPs
1.02-1.05ratio range
Median FMR$1,755
Median Market$1,690
vs market+$65

FMR is near market; voucher and private rents are aligned.

2 BR- 4 ZIPs
1.07-1.10ratio range
Median FMR$1,865
Median Market$1,740
vs market+$125

FMR is near market; voucher and private rents are aligned.

2 BR- 2 ZIPs
1.10ratio range
Median FMR$1,765
Median Market$1,600
vs market+$165

FMR is above market; underwrite to market rent.

2 BR- 3 ZIPs
1.15-1.20ratio range
Median FMR$1,960
Median Market$1,640
vs market+$320

FMR is above market; underwrite to market rent.

2 BR- 2 ZIPs
1.21-1.23ratio range
Median FMR$1,890
Median Market$1,545
vs market+$345

FMR is above market; underwrite to market rent.

2 BR- 4 ZIPs
1.26-1.29ratio range
Median FMR$1,990
Median Market$1,560
vs market+$430

FMR is above market; underwrite to market rent.

2 BR- 2 ZIPs
1.31-1.34ratio range
Median FMR$2,005
Median Market$1,510
vs market+$495

FMR is above market; underwrite to market rent.

0.63-1.34
3 BR
3 BR- 4 ZIPs
0.64-0.68ratio range
Median FMR$2,235
Median Market$3,375
vs market-$1,140

FMR is below market; voucher rent may lag private rents.

3 BR- 3 ZIPs
0.69-0.72ratio range
Median FMR$2,200
Median Market$3,200
vs market-$1,000

FMR is below market; voucher rent may lag private rents.

3 BR- 2 ZIPs
0.73-0.75ratio range
Median FMR$2,135
Median Market$2,875
vs market-$740

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.80ratio
FMR$2,120
Market$2,640
vs market-$520

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.82ratio
FMR$2,200
Market$2,670
vs market-$470

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.89ratio
FMR$2,300
Market$2,580
vs market-$280

FMR is below market; voucher rent may lag private rents.

3 BR- 3 ZIPs
0.95-0.96ratio range
Median FMR$1,810
Median Market$1,910
vs market-$100

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
0.99ratio
FMR$2,860
Market$2,890
vs market-$30

FMR is near market; voucher and private rents are aligned.

3 BR- 5 ZIPs
1.02-1.06ratio range
Median FMR$2,200
Median Market$2,120
vs market+$80

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
1.13ratio
FMR$2,240
Market$1,990
vs market+$250

FMR is above market; underwrite to market rent.

3 BR- 3 ZIPs
1.17-1.20ratio range
Median FMR$2,190
Median Market$1,840
vs market+$350

FMR is above market; underwrite to market rent.

3 BR- 26 ZIPs
1.21-1.25ratio range
Median FMR$2,200
Median Market$1,790
vs market+$410

FMR is above market; underwrite to market rent.

26
3 BR- 2 ZIPs
1.27ratio range
Median FMR$2,395
Median Market$1,890
vs market+$505

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.33ratio
FMR$2,620
Market$1,970
vs market+$650

FMR is above market; underwrite to market rent.

3 BR- 2 ZIPs
1.36-1.45ratio range
Median FMR$2,785
Median Market$1,975
vs market+$810

FMR is above market; underwrite to market rent.

0.64-1.45
4 BR
4 BR- 1 ZIP
0.61ratio
FMR$2,880
Market$4,750
vs market-$1,870

FMR is below market; voucher rent may lag private rents.

4 BR- 3 ZIPs
0.73-0.75ratio range
Median FMR$2,880
Median Market$3,900
vs market-$1,020

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.78ratio
FMR$2,800
Market$3,580
vs market-$780

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.84ratio
FMR$2,940
Market$3,490
vs market-$550

FMR is below market; voucher rent may lag private rents.

4 BR- 4 ZIPs
0.90-0.92ratio range
Median FMR$2,955
Median Market$3,250
vs market-$295

FMR is near market; voucher and private rents are aligned.

4 BR- 2 ZIPs
0.94-0.97ratio range
Median FMR$2,725
Median Market$2,860
vs market-$135

FMR is near market; voucher and private rents are aligned.

4 BR- 2 ZIPs
1.00ratio range
Median FMR$2,800
Median Market$2,800
vs market+$0

FMR is near market; voucher and private rents are aligned.

4 BR- 2 ZIPs
1.06-1.09ratio range
Median FMR$2,300
Median Market$2,135
vs market+$165

FMR is near market; voucher and private rents are aligned.

4 BR- 3 ZIPs
1.12-1.15ratio range
Median FMR$2,850
Median Market$2,490
vs market+$360

FMR is above market; underwrite to market rent.

4 BR- 3 ZIPs
1.20-1.24ratio range
Median FMR$2,710
Median Market$2,210
vs market+$500

FMR is above market; underwrite to market rent.

4 BR- 4 ZIPs
1.25-1.28ratio range
Median FMR$2,815
Median Market$2,235
vs market+$580

FMR is above market; underwrite to market rent.

4 BR- 2 ZIPs
1.31ratio range
Median FMR$2,680
Median Market$2,040
vs market+$640

FMR is above market; underwrite to market rent.

4 BR- 28 ZIPs
1.40-1.70ratio range
Median FMR$2,800
Median Market$1,920
vs market+$880

FMR is above market; underwrite to market rent.

28
0.61-1.70
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHARLOTTE, NC (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

CHARLOTTE, NC fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CHARLOTTE, NC shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,790 and the 4 bedroom fair market rent is $2,800.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for CHARLOTTE, NC
Bedroom sizeHUD FMR
Studio$1,560
1 bedroom$1,630
2 bedroom$1,790
3 bedroom$2,200
4 bedroom$2,800