28210
ZIPSAFMR
Mecklenburg County, NC
BRFMR
Eff. Rent
0 BR$1,640$990
1 BR$1,720$1,110
2 BR$1,880$1,400
3 BR$2,320$2,550
4 BR$2,940$3,230
5 BR$3,381
6 BR$3,888
7 BR$4,471
8 BR$5,142

Purchase Price Calculator

Maximum purchase price
$146,123

Cost breakdown

+Likely effective rent$1,400
HUD FMR$1,880
Market rentUsed$1,400
Est. payment standard (90%)$1,690
Market rent is below the inferred standard ($1,690, 90% of FMR).
-Principal and interest-$739
Loan amount$116,898
Down payment$29,225
Rate6.50%
Term30 years
-Operating costs-$461
Property taxes-$146
Insurance-$175
Utilities$0
HOA$0
Management-$140
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,624(77.4% ROI)
Projected value
$157,358
Current value$146,123
Return breakdown
Property appreciation+$11,235
Loan principal paid down+$4,188
Rental cash flow+$7,200
5-year hold
+$38,670(132.3% ROI)
Projected value
$165,325
Current value$146,123
Return breakdown
Property appreciation+$19,202
Loan principal paid down+$7,469
Rental cash flow+$12,000
10-year hold
+$82,723(283.1% ROI)
Projected value
$187,050
Current value$146,123
Return breakdown
Property appreciation+$40,927
Loan principal paid down+$17,796
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.66ratio
FMR$1,640
Market$990
vs market+$650

FMR is above market; underwrite to market rent.

1.66
1 BR
1 BR
1.55ratio
FMR$1,720
Market$1,110
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$1,548 / 1.39 ratio110% standard$1,892 / 1.70 ratio
1.55
2 BR
2 BR
1.34ratio
FMR$1,880
Market$1,400
vs market+$480

FMR is above market; underwrite to market rent.

90% standard$1,692 / 1.21 ratio110% standard$2,068 / 1.48 ratio
1.34
3 BR
3 BR
0.71ratio
FMR$2,320
Market$3,260
vs market-$940

FMR is below market; voucher rent may lag private rents.

90% standard$2,088 / 0.64 ratio110% standard$2,552 / 0.78 ratio
0.71
4 BR
4 BR
0.84ratio
FMR$2,940
Market$3,490
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$2,646 / 0.76 ratio110% standard$3,234 / 0.93 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28210 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

28210 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 28210 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,880 and the 4 bedroom fair market rent is $2,940.

Use this page for searches like 28210 FMR, 28210 fair market rent, and 28210 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 28210
Bedroom sizeHUD FMR
Studio$1,640
1 bedroom$1,720
2 bedroom$1,880
3 bedroom$2,320
4 bedroom$2,940