Skip to main content
Loading page

Clifford, IN

CitySAFMR
Bartholomew County
Found 1 ZIP

City Median Investment Score

121Above average

095130300
BRFMR
Eff. Rent
0 BR$1,110$1,220
1 BR$1,140$1,250
2 BR$1,280$1,410
3 BR$1,530$1,620
4 BR$1,800$1,980
5 BR$2,070Not available
6 BR$2,380Not available
7 BR$2,738Not available
8 BR$3,148Not available

Purchase Price Calculator

Maximum purchase price
$147,609

Cost breakdown

+Likely effective rent$1,410
HUD FMR$1,280
Market rent$1,850
Est. payment standard (110%)Used$1,410
-Principal and interest-$746
Loan amount$118,087
Down payment$29,522
Rate6.50%
Term30 years
-Operating costs-$464
Property taxes-$148
Insurance-$175
Utilities$0
HOA$0
Management-$141
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,781(77.2% ROI)
Projected value
$158,959
Return breakdown
Property appreciation+$11,350
Loan principal paid down+$4,231
Rental cash flow+$7,200
5-year hold
+$38,942(131.9% ROI)
Projected value
$167,006
Return breakdown
Property appreciation+$19,397
Loan principal paid down+$7,545
Rental cash flow+$12,000
10-year hold
+$83,320(282.2% ROI)
Projected value
$188,952
Return breakdown
Property appreciation+$41,343
Loan principal paid down+$17,977
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.81
1 BR
0.84
2 BR
0.69
3 BR
0.92
4 BR
0.85
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Clifford, IN fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Clifford, IN is $1,280 a month. That is up 11.3% from $1,150 in FY 2026. Clifford is in the Columbus, IN MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,493. The median county two-bedroom FMR in Indiana is $1,086, so Clifford is 18% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Clifford, IN
BedroomsFY 2027Change90–110% range
Studio$1,110+11.0%$999–$1,221
1BR$1,140+9.6%$1,026–$1,254
2BR$1,280+11.3%$1,152–$1,408
3BR$1,530+10.1%$1,377–$1,683
4BR$1,800+12.5%$1,620–$1,980

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Clifford, IN
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,110$1,140$1,280$1,530$1,800
FY 2026$1,000$1,040$1,150$1,390$1,600
FY 2025$940$960$1,080$1,390$1,510
FY 2024$810$840$940$1,240$1,370
FY 2023$810$820$930$1,230$1,360

Questions about Clifford, IN rents

How much will Section 8 pay for a two-bedroom in Clifford, IN?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,493, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,344 to $1,642 a month; under the ZIP-level Small Area FMR of $1,280 it would be $1,152 to $1,408. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Clifford, IN in?

Clifford, IN is in the Columbus, IN MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,493.

How much did fair market rent change in Clifford, IN for FY 2027?

The two-bedroom FMR rose 11.3%, from $1,150 in FY 2026 to $1,280 in FY 2027. Since FY 2023 it has risen 37.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set