For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Commerce, TX is $1,120 a month. That is down 9.7% from $1,240 in FY 2026. Commerce is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Texas is $1,105, so Commerce is 1% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Commerce, TX
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,010
$910
−9.9%
$819–$1,001
1BR
$1,050
$950
−9.5%
$855–$1,045
2BR
$1,240
$1,120
−9.7%
$1,008–$1,232
3BR
$1,560
$1,410
−9.6%
$1,269–$1,551
4BR
$1,980
$1,790
−9.6%
$1,611–$1,969
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Commerce, TX
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$910
$950
$1,120
$1,410
$1,790
FY 2026
$1,010
$1,050
$1,240
$1,560
$1,980
FY 2025
$1,030
$1,090
$1,270
$1,600
$2,050
FY 2024
$1,010
$1,060
$1,240
$1,560
$2,010
FY 2023
$930
$970
$1,150
$1,450
$1,890
Questions about Commerce, TX rents
How much will Section 8 pay for a two-bedroom in Commerce, TX?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,120, that basic range is $1,008 to $1,232 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Commerce, TX in?
Commerce, TX is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in Commerce, TX for FY 2027?
The two-bedroom FMR fell 9.7%, from $1,240 in FY 2026 to $1,120 in FY 2027. Since FY 2023 it has fallen 2.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set