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Creamery, PA

CityFMR
Montgomery County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,438$1,520
1 BR$1,558$1,620
2 BR$1,860$1,970
3 BR$2,216$2,430
4 BR$2,445$2,690
5 BR$2,812Not available
6 BR$3,234Not available
7 BR$3,719Not available
8 BR$4,276Not available

Purchase Price Calculator

Maximum purchase price
$230,825

Cost breakdown

+Likely effective rent$1,970
HUD FMR$1,860
Market rent$2,030
Est. payment standard (106%)Used$1,970
-Principal and interest-$1,167
Loan amount$184,660
Down payment$46,165
Rate6.50%
Term30 years
-Operating costs-$603
Property taxes-$231
Insurance-$175
Utilities$0
HOA$0
Management-$197
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,564(68.4% ROI)
Projected value
$248,573
Return breakdown
Property appreciation+$17,748
Loan principal paid down+$6,616
Rental cash flow+$7,200
5-year hold
+$54,130(117.3% ROI)
Projected value
$261,157
Return breakdown
Property appreciation+$30,332
Loan principal paid down+$11,798
Rental cash flow+$12,000
10-year hold
+$116,763(252.9% ROI)
Projected value
$295,475
Return breakdown
Property appreciation+$64,650
Loan principal paid down+$28,112
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.92
1 BR
0.94
2 BR
0.92
3 BR
0.87
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Creamery, PA fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Creamery, PA is $1,860 a month. That is up 2.8% from $1,810 in FY 2026. Creamery is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Pennsylvania is $1,136, so Creamery is 64% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Creamery, PA
BedroomsFY 2027Change90–110% range
Studio$1,438+2.9%$1,294–$1,582
1BR$1,558+2.5%$1,402–$1,714
2BR$1,860+2.8%$1,674–$2,046
3BR$2,216+2.1%$1,994–$2,438
4BR$2,445+0.9%$2,201–$2,690

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Creamery, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,438$1,558$1,860$2,216$2,445
FY 2026$1,397$1,520$1,810$2,170$2,423
FY 2025$1,372$1,512$1,802$2,171$2,468
FY 2024$1,303$1,451$1,737$2,100$2,422
FY 2023$1,081$1,218$1,470$1,789$2,079

Questions about Creamery, PA rents

How much will Section 8 pay for a two-bedroom in Creamery, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,860, that basic range is $1,674 to $2,046 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Creamery, PA in?

Creamery, PA is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Creamery, PA for FY 2027?

The two-bedroom FMR rose 2.8%, from $1,810 in FY 2026 to $1,860 in FY 2027. Since FY 2023 it has risen 26.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set