CROSS RIVER, NY
CitySAFMR
Westchester County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,460$2,310
1 BR$3,640$2,880
2 BR$3,980$3,980
3 BR$4,990$4,990
4 BR$5,420$5,420
5 BR$6,233
6 BR$7,168
7 BR$8,243
8 BR$9,480

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 10518
1.50ratio
FMR$3,460
Market$2,310
vs market+$1,150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.50
1 BR
1 BR· 10518
1.26ratio
FMR$3,640
Market$2,880
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
2 BR
2 BR· 10518
0.94ratio
FMR$3,980
Market$4,250
vs market-$270

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
3 BR
3 BR· 10518
0.82ratio
FMR$4,990
Market$6,060
vs market-$1,070

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
4 BR
4 BR· 10518
0.84ratio
FMR$5,420
Market$6,450
vs market-$1,030

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.84
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$529,510
Rent
$3,980
Down payment
$105,902
Loan
$423,608
Mortgage
$2,677
Expenses
$1,103
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CROSS RIVER, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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