CA/El Dorado County/EL DORADO HILLS
EL DORADO HILLS, CA
CitySAFMR
El Dorado County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,490$1,810
1 BR$2,610$2,010
2 BR$3,210$2,830
3 BR$4,270$3,340
4 BR$4,930$3,750
5 BR$5,670
6 BR$6,520
7 BR$7,498
8 BR$8,623

Purchase Price Calculator

Maximum purchase price
$358,620

Cost breakdown

+Likely effective rent$2,830
HUD FMR$3,210
Market rentUsed$2,830
Est. payment standard (92%)$2,960
Market rent is below the inferred standard ($2,960, 92% of FMR).
-Principal and interest-$1,813
Loan amount$286,896
Down payment$71,724
Rate6.50%
Term30 years
-Operating costs-$817
Property taxes-$359
Insurance-$175
Utilities$0
HOA$0
Management-$283
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,053(62.8% ROI)
Projected value
$386,195
Current value$358,620
Return breakdown
Property appreciation+$27,575
Loan principal paid down+$10,279
Rental cash flow+$7,200
5-year hold
+$77,456(108.0% ROI)
Projected value
$405,746
Current value$358,620
Return breakdown
Property appreciation+$47,126
Loan principal paid down+$18,330
Rental cash flow+$12,000
10-year hold
+$168,121(234.4% ROI)
Projected value
$459,064
Current value$358,620
Return breakdown
Property appreciation+$100,444
Loan principal paid down+$43,677
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 95762
1.38ratio
FMR$2,490
Market$1,810
vs market+$680

FMR is above market; underwrite to market rent.

90% standard$2,241 / 1.24 ratio110% standard$2,739 / 1.51 ratio
1.38
1 BR
1 BR- 95762
1.30ratio
FMR$2,610
Market$2,010
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$2,349 / 1.17 ratio110% standard$2,871 / 1.43 ratio
1.30
2 BR
2 BR- 95762
1.13ratio
FMR$3,210
Market$2,830
vs market+$380

FMR is above market; underwrite to market rent.

90% standard$2,889 / 1.02 ratio110% standard$3,531 / 1.25 ratio
1.13
3 BR
3 BR- 95762
1.28ratio
FMR$4,270
Market$3,340
vs market+$930

FMR is above market; underwrite to market rent.

90% standard$3,843 / 1.15 ratio110% standard$4,697 / 1.41 ratio
1.28
4 BR
4 BR- 95762
1.31ratio
FMR$4,930
Market$3,750
vs market+$1,180

FMR is above market; underwrite to market rent.

90% standard$4,437 / 1.18 ratio110% standard$5,423 / 1.45 ratio
1.31
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for EL DORADO HILLS, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

EL DORADO HILLS, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for EL DORADO HILLS, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,210 and the 4 bedroom fair market rent is $4,930.

Use this page for searches like EL DORADO HILLS, CA FMR, EL DORADO HILLS, CA fair market rent, and EL DORADO HILLS, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for EL DORADO HILLS, CA
Bedroom sizeHUD FMR
Studio$2,490
1 bedroom$2,610
2 bedroom$3,210
3 bedroom$4,270
4 bedroom$4,930