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El Dorado County/El Dorado Hills/95762

95762

ZIPSAFMR
El Dorado County, CA
Zillow

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$2,480$1,810
1 BR$2,560$2,010
2 BR$3,140$2,830
3 BR$4,120$3,340
4 BR$4,750$3,750
5 BR$5,463Not available
6 BR$6,282Not available
7 BR$7,224Not available
8 BR$8,308Not available

Purchase Price Calculator

Maximum purchase price
$358,620

Cost breakdown

+Likely effective rent$2,830
HUD FMR$3,140
Market rentUsed$2,830
Est. payment standard (94%)$2,940
-Principal and interest-$1,813
Loan amount$286,896
Down payment$71,724
Rate6.50%
Term30 years
-Operating costs-$817
Property taxes-$359
Insurance-$175
Utilities$0
HOA$0
Management-$283
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,053(62.8% ROI)
Projected value
$386,195
Return breakdown
Property appreciation+$27,575
Loan principal paid down+$10,279
Rental cash flow+$7,200
5-year hold
+$77,456(108.0% ROI)
Projected value
$405,746
Return breakdown
Property appreciation+$47,126
Loan principal paid down+$18,330
Rental cash flow+$12,000
10-year hold
+$168,121(234.4% ROI)
Projected value
$459,064
Return breakdown
Property appreciation+$100,444
Loan principal paid down+$43,677
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.37
1 BR
1.27
2 BR
1.11
3 BR
1.23
4 BR
1.27
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95762 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95762 (El Dorado Hills, CA) is $3,140 a month. That is down 2.2% from $3,210 in FY 2026. El Dorado Hills is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in El Dorado County, 95762 is tied for the highest two-bedroom rent (county range $1,410–$3,140). The median county two-bedroom FMR in California is $1,725, so ZIP 95762 is 82% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95762
BedroomsFY 2027Change90–110% range
Studio$2,480−0.4%$2,232–$2,728
1BR$2,560−1.9%$2,304–$2,816
2BR$3,140−2.2%$2,826–$3,454
3BR$4,120−3.5%$3,708–$4,532
4BR$4,750−3.7%$4,275–$5,225

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95762
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,480$2,560$3,140$4,120$4,750
FY 2026$2,490$2,610$3,210$4,270$4,930
FY 2025$2,350$2,490$3,090$4,190$4,840
FY 2024$2,190$2,360$2,940$4,090$4,710
FY 2023$1,870$2,050$2,570$3,650$4,250

Two-bedroom rent in nearby El Dorado County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95762
95664$1,950−37.9%
95667$1,790−43.0%
95672$2,780−11.5%
95682$2,230−29.0%
95684$2,040−35.0%
95709$1,880−40.1%
95720$1,550−50.6%
95721$2,100−33.1%
95726$1,410−55.1%
95728$2,410−23.2%
95735$2,100−33.1%
95762Current$3,140—

Questions about ZIP 95762 rents

How much will Section 8 pay for a two-bedroom in ZIP 95762?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,140, that basic range is $2,826 to $3,454 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95762 in?

ZIP 95762 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95762 for FY 2027?

The two-bedroom FMR fell 2.2%, from $3,210 in FY 2026 to $3,140 in FY 2027. Since FY 2023 it has risen 22.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEl Dorado Hills, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources