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El Dorado County/Pilot Hill/95664

95664

ZIPSAFMR
El Dorado County, CA
Zillow

ZIP Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,540$1,540
1 BR$1,590$1,590
2 BR$1,950$1,950
3 BR$2,560$2,560
4 BR$2,950$2,950
5 BR$3,392Not available
6 BR$3,901Not available
7 BR$4,487Not available
8 BR$5,160Not available

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMRUsed$1,950
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 95664 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95664 (Pilot Hill, CA) is $1,950 a month. That is up 3.7% from $1,880 in FY 2026. Pilot Hill is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in El Dorado County, 95664 has the 21st-highest two-bedroom rent (county range $1,410–$3,140). The median county two-bedroom FMR in California is $1,725, so ZIP 95664 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95664
BedroomsFY 2027Change90–110% range
Studio$1,540+5.5%$1,386–$1,694
1BR$1,590+3.9%$1,431–$1,749
2BR$1,950+3.7%$1,755–$2,145
3BR$2,560+2.4%$2,304–$2,816
4BR$2,950+2.4%$2,655–$3,245

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95664
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,540$1,590$1,950$2,560$2,950
FY 2026$1,460$1,530$1,880$2,500$2,880
FY 2025$1,460$1,550$1,930$2,690$3,090
FY 2024$1,590$1,720$2,140$2,980$3,430
FY 2023$1,520$1,670$2,090$2,970$3,460

Two-bedroom rent in nearby El Dorado County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95664
95623$1,980+1.5%
95633$2,140+9.7%
95634$2,170+11.3%
95635$2,400+23.1%
95636$2,040+4.6%
95651$2,250+15.4%
95656$2,100+7.7%
95664Current$1,950—
95667$1,790−8.2%
95672$2,780+42.6%
95682$2,230+14.4%
95684$2,040+4.6%

Questions about ZIP 95664 rents

How much will Section 8 pay for a two-bedroom in ZIP 95664?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,950, that basic range is $1,755 to $2,145 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95664 in?

ZIP 95664 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95664 for FY 2027?

The two-bedroom FMR rose 3.7%, from $1,880 in FY 2026 to $1,950 in FY 2027. Since FY 2023 it has fallen 6.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPilot Hill, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources