Skip to main content
Loading page
El Dorado County/Kyburz/95720

95720

ZIPSAFMR
El Dorado County, CA
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$1,230$1,230
1 BR$1,270$1,270
2 BR$1,550$1,550
3 BR$2,060$2,060
4 BR$2,370$2,370
5 BR$2,726Not available
6 BR$3,134Not available
7 BR$3,604Not available
8 BR$4,145Not available

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMRUsed$1,550
Market rentN/A
Est. payment standardN/A
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95720 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95720 (Kyburz, CA) is $1,550 a month. That is down 5.5% from $1,640 in FY 2026. Kyburz is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in El Dorado County, 95720 has the 26th-highest two-bedroom rent (county range $1,410–$3,140). The median county two-bedroom FMR in California is $1,725, so ZIP 95720 is 10% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95720
BedroomsFY 2027Change90–110% range
Studio$1,2300.0%$1,107–$1,353
1BR$1,270−3.8%$1,143–$1,397
2BR$1,550−5.5%$1,395–$1,705
3BR$2,060−9.6%$1,854–$2,266
4BR$2,370−9.9%$2,133–$2,607

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95720
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,230$1,270$1,550$2,060$2,370
FY 2026$1,230$1,320$1,640$2,280$2,630
FY 2025$1,350$1,460$1,820$2,530$2,920
FY 2024$1,500$1,620$2,020$2,810$3,240
FY 2023$1,260$1,380$1,730$2,460$2,860

Two-bedroom rent in nearby El Dorado County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95720
95664$1,950+25.8%
95667$1,790+15.5%
95672$2,780+79.4%
95682$2,230+43.9%
95684$2,040+31.6%
95709$1,880+21.3%
95720Current$1,550—
95721$2,100+35.5%
95726$1,410−9.0%
95728$2,410+55.5%
95735$2,100+35.5%
95762$3,140+102.6%

Questions about ZIP 95720 rents

How much will Section 8 pay for a two-bedroom in ZIP 95720?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,550, that basic range is $1,395 to $1,705 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95720 in?

ZIP 95720 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95720 for FY 2027?

The two-bedroom FMR fell 5.5%, from $1,640 in FY 2026 to $1,550 in FY 2027. Since FY 2023 it has fallen 10.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKyburz, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources