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El Dorado County/Diamond Springs/95619

95619

ZIPSAFMR
El Dorado County, CA
Zillow

ZIP Investment Score

105Above average

095130300
BRFMR
Eff. Rent
0 BR$1,730$1,500
1 BR$1,780$1,700
2 BR$2,190$2,020
3 BR$2,870$2,470
4 BR$3,310$2,840
5 BR$3,806Not available
6 BR$4,377Not available
7 BR$5,034Not available
8 BR$5,789Not available

Purchase Price Calculator

Maximum purchase price
$238,255

Cost breakdown

+Likely effective rent$2,020
HUD FMR$2,190
Market rentUsed$2,020
Est. payment standard (95%)$2,080
-Principal and interest-$1,205
Loan amount$190,604
Down payment$47,651
Rate6.50%
Term30 years
-Operating costs-$615
Property taxes-$238
Insurance-$175
Utilities$0
HOA$0
Management-$202
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,348(67.9% ROI)
Projected value
$256,574
Return breakdown
Property appreciation+$18,320
Loan principal paid down+$6,829
Rental cash flow+$7,200
5-year hold
+$55,486(116.4% ROI)
Projected value
$269,563
Return breakdown
Property appreciation+$31,309
Loan principal paid down+$12,178
Rental cash flow+$12,000
10-year hold
+$119,749(251.3% ROI)
Projected value
$304,986
Return breakdown
Property appreciation+$66,731
Loan principal paid down+$29,017
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.15
1 BR
1.05
2 BR
1.08
3 BR
1.16
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95619 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95619 (Diamond Springs, CA) is $2,190 a month. That is down 5.6% from $2,320 in FY 2026. Diamond Springs is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in El Dorado County, 95619 is tied for the 8th-highest two-bedroom rent (county range $1,410–$3,140). The median county two-bedroom FMR in California is $1,725, so ZIP 95619 is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95619
BedroomsFY 2027Change90–110% range
Studio$1,730−3.9%$1,557–$1,903
1BR$1,780−5.8%$1,602–$1,958
2BR$2,190−5.6%$1,971–$2,409
3BR$2,870−7.1%$2,583–$3,157
4BR$3,310−7.0%$2,979–$3,641

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95619
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,730$1,780$2,190$2,870$3,310
FY 2026$1,800$1,890$2,320$3,090$3,560
FY 2025$1,790$1,890$2,350$3,190$3,680
FY 2024$1,750$1,890$2,350$3,270$3,770
FY 2023$1,670$1,830$2,290$3,250$3,790

Two-bedroom rent in nearby El Dorado County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95619
95613$2,090−4.6%
95614$3,140+43.4%
95619Current$2,190—
95623$1,980−9.6%
95633$2,140−2.3%
95634$2,170−0.9%
95635$2,400+9.6%
95636$2,040−6.8%
95651$2,250+2.7%
95656$2,100−4.1%
95664$1,950−11.0%
95667$1,790−18.3%

Questions about ZIP 95619 rents

How much will Section 8 pay for a two-bedroom in ZIP 95619?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,190, that basic range is $1,971 to $2,409 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95619 in?

ZIP 95619 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95619 for FY 2027?

The two-bedroom FMR fell 5.6%, from $2,320 in FY 2026 to $2,190 in FY 2027. Since FY 2023 it has fallen 4.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDiamond Springs, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources