95619
ZIPSAFMR
El Dorado County, CA
BRFMR
Eff. Rent
0 BR$1,800$1,500
1 BR$1,890$1,700
2 BR$2,320$2,020
3 BR$3,090$2,470
4 BR$3,560$2,840
5 BR$4,094
6 BR$4,708
7 BR$5,414
8 BR$6,226

Purchase Price Calculator

Maximum purchase price
$238,255

Cost breakdown

+Likely effective rent$2,020
HUD FMR$2,320
Market rentUsed$2,020
Est. payment standard (92%)$2,130
Market rent is below the inferred standard ($2,130, 92% of FMR).
-Principal and interest-$1,205
Loan amount$190,604
Down payment$47,651
Rate6.50%
Term30 years
-Operating costs-$615
Property taxes-$238
Insurance-$175
Utilities$0
HOA$0
Management-$202
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,348(67.9% ROI)
Projected value
$256,574
Current value$238,255
Return breakdown
Property appreciation+$18,320
Loan principal paid down+$6,829
Rental cash flow+$7,200
5-year hold
+$55,486(116.4% ROI)
Projected value
$269,563
Current value$238,255
Return breakdown
Property appreciation+$31,309
Loan principal paid down+$12,178
Rental cash flow+$12,000
10-year hold
+$119,749(251.3% ROI)
Projected value
$304,986
Current value$238,255
Return breakdown
Property appreciation+$66,731
Loan principal paid down+$29,017
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.20ratio
FMR$1,800
Market$1,500
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$1,620 / 1.08 ratio110% standard$1,980 / 1.32 ratio
1.20
1 BR
1 BR
1.11ratio
FMR$1,890
Market$1,700
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,701 / 1.00 ratio110% standard$2,079 / 1.22 ratio
1.11
2 BR
2 BR
1.15ratio
FMR$2,320
Market$2,020
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$2,088 / 1.03 ratio110% standard$2,552 / 1.26 ratio
1.15
3 BR
3 BR
1.25ratio
FMR$3,090
Market$2,470
vs market+$620

FMR is above market; underwrite to market rent.

90% standard$2,781 / 1.13 ratio110% standard$3,399 / 1.38 ratio
1.25
4 BR
4 BR
1.25ratio
FMR$3,560
Market$2,840
vs market+$720

FMR is above market; underwrite to market rent.

90% standard$3,204 / 1.13 ratio110% standard$3,916 / 1.38 ratio
1.25
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95619 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95619 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95619 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,320 and the 4 bedroom fair market rent is $3,560.

Use this page for searches like 95619 FMR, 95619 fair market rent, and 95619 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95619
Bedroom sizeHUD FMR
Studio$1,800
1 bedroom$1,890
2 bedroom$2,320
3 bedroom$3,090
4 bedroom$3,560