ELKHART, IN
CitySAFMR
Elkhart County
Found 4 ZIPs
BRFMR
Eff. Rent
0 BR$870 – $1,010$860 – $870
1 BR$890 – $1,040$890 – $1,000
2 BR$1,060 – $1,240$1,060 – $1,240
3 BR$1,390 – $1,630$1,330 – $1,410
4 BR$1,420 – $1,660$1,420 – $1,660
5 BR$1,794
6 BR$2,063
7 BR$2,373
8 BR$2,728

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
1.01ratio
FMR$870
Market$860
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.08ratio
FMR$940
Market$870
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.11ratio
FMR$970
Market$870
vs market+$100

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 1 ZIP
1.16ratio
FMR$1,010
Market$870
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.01–1.16
1 BR
1 BR· 1 ZIP
0.89ratio
FMR$890
Market$1,000
vs market-$110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.92ratio
FMR$960
Market$1,040
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
0.97ratio
FMR$990
Market$1,020
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.04ratio
FMR$1,040
Market$1,000
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.89–1.04
2 BR
2 BR· 1 ZIP
0.93ratio
FMR$1,060
Market$1,140
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
0.98ratio
FMR$1,240
Market$1,270
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
0.99–1.01ratio range
Median FMR$1,165
Median Market$1,165
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.93–1.01
3 BR
3 BR· 1 ZIP
0.96ratio
FMR$1,390
Market$1,450
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 2 ZIPs
1.08–1.10ratio range
Median FMR$1,530
Median Market$1,405
vs market+$125

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.23ratio
FMR$1,630
Market$1,330
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.96–1.23
4 BR
4 BR· 2 ZIPs
0.82–0.84ratio range
Median FMR$1,560
Median Market$1,870
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 2 ZIPs
0.86–0.89ratio range
Median FMR$1,540
Median Market$1,760
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
0.82–0.89
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ELKHART, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.