Skip to main content
Loading page

Esopus, NY

CitySAFMR
Ulster County
Found 1 ZIP
Loading Investment Score

City Median Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$1,390$1,530
1 BR$1,530$1,680
2 BR$2,000$2,200
3 BR$2,430$2,670
4 BR$2,630$2,890
5 BR$3,024Not available
6 BR$3,478Not available
7 BR$4,000Not available
8 BR$4,600Not available

Purchase Price Calculator

Maximum purchase price
$265,003

Cost breakdown

+Likely effective rent$2,200
HUD FMR$2,000
Market rent$2,800
Est. payment standard (110%)Used$2,200
-Principal and interest-$1,340
Loan amount$212,002
Down payment$53,001
Rate6.50%
Term30 years
-Operating costs-$660
Property taxes-$265
Insurance-$175
Utilities$0
HOA$0
Management-$220
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,172(66.4% ROI)
Projected value
$285,379
Return breakdown
Property appreciation+$20,376
Loan principal paid down+$7,596
Rental cash flow+$7,200
5-year hold
+$60,368(113.9% ROI)
Projected value
$299,826
Return breakdown
Property appreciation+$34,824
Loan principal paid down+$13,545
Rental cash flow+$12,000
10-year hold
+$130,498(246.2% ROI)
Projected value
$339,226
Return breakdown
Property appreciation+$74,223
Loan principal paid down+$32,275
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.87
1 BR
0.73
2 BR
0.71
3 BR
0.77
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Esopus, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Esopus, NY is $2,000 a month. That is down 0.5% from $2,010 in FY 2026. Esopus is in the Kingston, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,878. The median county two-bedroom FMR in New York is $1,385, so Esopus is 44% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Esopus, NY
BedroomsFY 2027Change90–110% range
Studio$1,390−3.5%$1,251–$1,529
1BR$1,5300.0%$1,377–$1,683
2BR$2,000−0.5%$1,800–$2,200
3BR$2,430−2.0%$2,187–$2,673
4BR$2,630−1.1%$2,367–$2,893

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Esopus, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,390$1,530$2,000$2,430$2,630
FY 2026$1,440$1,530$2,010$2,480$2,660
FY 2025$1,490$1,490$1,950$2,470$2,670
FY 2024$1,410$1,430$1,870$2,400$2,700
FY 2023$1,200$1,280$1,660$2,180$2,420

Questions about Esopus, NY rents

How much will Section 8 pay for a two-bedroom in Esopus, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,878, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,690 to $2,066 a month; under the ZIP-level Small Area FMR of $2,000 it would be $1,800 to $2,200. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Esopus, NY in?

Esopus, NY is in the Kingston, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,878.

How much did fair market rent change in Esopus, NY for FY 2027?

The two-bedroom FMR fell 0.5%, from $2,010 in FY 2026 to $2,000 in FY 2027. Since FY 2023 it has risen 20.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set