Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Gardiner, MT fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Gardiner, MT is $1,450 a month. That is up 3.6% from $1,400 in FY 2026. Gardiner is in the Park County, MT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,608. The median county two-bedroom FMR in Montana is $1,310, so Gardiner is 11% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Gardiner, MT
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$960
$1,000
+4.2%
$900–$1,100
1BR
$1,180
$1,250
+5.9%
$1,125–$1,375
2BR
$1,400
$1,450
+3.6%
$1,305–$1,595
3BR
$1,950
$2,010
+3.1%
$1,809–$2,211
4BR
$2,350
$2,430
+3.4%
$2,187–$2,673
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Gardiner, MT
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,000
$1,250
$1,450
$2,010
$2,430
FY 2026
$960
$1,180
$1,400
$1,950
$2,350
FY 2025
$870
$1,070
$1,270
$1,770
$2,130
FY 2024area FMR
$722
$823
$1,056
$1,476
$1,734
FY 2023area FMR
$745
$786
$1,035
$1,420
$1,510
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Gardiner, MT rents
How much will Section 8 pay for a two-bedroom in Gardiner, MT?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,608, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,447 to $1,769 a month; under the ZIP-level Small Area FMR of $1,450 it would be $1,305 to $1,595. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Gardiner, MT in?
Gardiner, MT is in the Park County, MT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,608.
How much did fair market rent change in Gardiner, MT for FY 2027?
The two-bedroom FMR rose 3.6%, from $1,400 in FY 2026 to $1,450 in FY 2027. Since FY 2025 it has risen 14.2%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set