NY/Ulster County/GARDINER
GARDINER, NY
CitySAFMR
Ulster County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,390$1,390
1 BR$1,480$1,480
2 BR$1,940$1,940
3 BR$2,400$2,400
4 BR$2,570$2,570
5 BR$2,955
6 BR$3,399
7 BR$3,909
8 BR$4,495

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 12525
0.63ratio
FMR$1,390
Market$2,200
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
1 BR
1 BR· 12525
0.82ratio
FMR$1,480
Market$1,810
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
2 BR
2 BR· 12525
0.84ratio
FMR$1,940
Market$2,310
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.84
3 BR
3 BR· 12525
0.89ratio
FMR$2,400
Market$2,690
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
4 BR
4 BR· 12525
0.92ratio
FMR$2,570
Market$2,780
vs market-$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$226,367
Rent
$1,940
Down payment
$45,273
Loan
$181,093
Mortgage
$1,145
Expenses
$595
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GARDINER, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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