IN/Lake County/HAMMOND
HAMMOND, IN
CitySAFMR
Lake County
Found 5 ZIPs
BRFMR
Eff. Rent
0 BR$820 – $1,030$820 – $1,030
1 BR$930 – $1,170$930 – $1,170
2 BR$1,130 – $1,420$1,130 – $1,420
3 BR$1,380 – $1,740$1,380 – $1,740
4 BR$1,500 – $1,880$1,500 – $1,880
5 BR$1,989
6 BR$2,288
7 BR$2,631
8 BR$3,026

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.66ratio
FMR$820
Market$1,240
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.77ratio
FMR$950
Market$1,240
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.82ratio
FMR$1,030
Market$1,250
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.95ratio
FMR$980
Market$1,030
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.02ratio
FMR$940
Market$920
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.66–1.02
1 BR
1 BR· 1 ZIP
0.69ratio
FMR$930
Market$1,340
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.79ratio
FMR$1,080
Market$1,370
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 2 ZIPs
0.83ratio range
Median FMR$1,085
Median Market$1,300
vs market-$215

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 1 ZIP
0.91ratio
FMR$1,170
Market$1,280
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.69–0.91
2 BR
2 BR· 1 ZIP
0.72ratio
FMR$1,130
Market$1,570
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.83ratio
FMR$1,310
Market$1,580
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.87ratio
FMR$1,350
Market$1,560
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.93ratio
FMR$1,420
Market$1,530
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
0.96ratio
FMR$1,290
Market$1,350
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.72–0.96
3 BR
3 BR· 1 ZIP
0.71ratio
FMR$1,380
Market$1,950
vs market-$570

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
3 BR· 2 ZIPs
0.81ratio range
Median FMR$1,625
Median Market$2,000
vs market-$375

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 1 ZIP
0.92ratio
FMR$1,580
Market$1,710
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
0.97ratio
FMR$1,740
Market$1,790
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.71–0.97
4 BR
4 BR· 1 ZIP
0.66ratio
FMR$1,500
Market$2,270
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
0.70ratio
FMR$1,730
Market$2,460
vs market-$730

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
0.77ratio
FMR$1,790
Market$2,330
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
0.92ratio
FMR$1,880
Market$2,050
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
0.97ratio
FMR$1,710
Market$1,770
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.66–0.97
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HAMMOND, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.