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Lake County, IN
CountySAFMR
Found 34 ZIPs
BRFMR
Eff. Rent
0 BR$760 – $1,220$760 – $1,220
1 BR$850 – $1,380$850 – $1,270
2 BR$1,040 – $1,680$1,040 – $1,630
3 BR$1,270 – $2,060$1,270 – $2,060
4 BR$1,380 – $2,220$1,380 – $2,220
5 BR$1,989
6 BR$2,288
7 BR$2,631
8 BR$3,026

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.45–0.62ratio range
Median FMR$990
Median Market$1,885
vs market-$895

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.66ratio
FMR$820
Market$1,240
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.69–0.72ratio range
Median FMR$980
Median Market$1,360
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 6 ZIPs
0.73–0.77ratio range
Median FMR$950
Median Market$1,240
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
Studio· 5 ZIPs
0.79–0.81ratio range
Median FMR$870
Median Market$1,080
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
Studio· 3 ZIPs
0.82–0.86ratio range
Median FMR$850
Median Market$1,010
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.90ratio
FMR$1,060
Market$1,180
vs market-$120

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 5 ZIPs
0.91–0.93ratio range
Median FMR$980
Median Market$1,060
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
Studio· 2 ZIPs
0.95–0.97ratio range
Median FMR$1,100
Median Market$1,145
vs market-$45

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.01ratio
FMR$1,030
Market$1,020
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.02ratio
FMR$940
Market$920
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.13ratio
FMR$1,160
Market$1,030
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.45–1.13
1 BR
1 BR· 1 ZIP
0.55ratio
FMR$1,080
Market$1,960
vs market-$880

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.68ratio
FMR$1,160
Market$1,700
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.69ratio
FMR$930
Market$1,340
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.73–0.74ratio range
Median FMR$950
Median Market$1,290
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 3 ZIPs
0.79ratio range
Median FMR$1,080
Median Market$1,370
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 5 ZIPs
0.82–0.85ratio range
Median FMR$1,100
Median Market$1,330
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
1 BR· 4 ZIPs
0.89–0.90ratio range
Median FMR$1,080
Median Market$1,205
vs market-$125

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 6 ZIPs
0.90–0.94ratio range
Median FMR$1,045
Median Market$1,145
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
1 BR· 3 ZIPs
0.95–0.98ratio range
Median FMR$1,110
Median Market$1,170
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 1 ZIP
1.06ratio
FMR$1,310
Market$1,240
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
1.06–1.09ratio range
Median FMR$1,160
Median Market$1,090
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
0.55–1.09
2 BR
2 BR· 1 ZIP
0.55ratio
FMR$1,310
Market$2,370
vs market-$1,060

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.66ratio
FMR$1,160
Market$1,750
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.72ratio
FMR$1,130
Market$1,570
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.73–0.74ratio range
Median FMR$1,285
Median Market$1,750
vs market-$465

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.78–0.81ratio range
Median FMR$1,245
Median Market$1,565
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.83ratio range
Median FMR$1,310
Median Market$1,580
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 2 ZIPs
0.87–0.89ratio range
Median FMR$1,405
Median Market$1,600
vs market-$195

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 5 ZIPs
0.91–0.93ratio range
Median FMR$1,420
Median Market$1,530
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
2 BR· 6 ZIPs
0.95–0.97ratio range
Median FMR$1,230
Median Market$1,285
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
2 BR· 2 ZIPs
0.99–1.01ratio range
Median FMR$1,205
Median Market$1,205
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 3 ZIPs
1.02–1.03ratio range
Median FMR$1,350
Median Market$1,320
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.15–1.16ratio range
Median FMR$1,450
Median Market$1,255
vs market+$195

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.23ratio
FMR$1,410
Market$1,150
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.55–1.23
3 BR
3 BR· 1 ZIP
0.58ratio
FMR$1,600
Market$2,770
vs market-$1,170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.65ratio
FMR$1,420
Market$2,200
vs market-$780

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.71ratio
FMR$1,380
Market$1,950
vs market-$570

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.76ratio
FMR$1,420
Market$1,860
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 7 ZIPs
0.79–0.81ratio range
Median FMR$1,630
Median Market$2,030
vs market-$400

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
3 BR· 3 ZIPs
0.82–0.84ratio range
Median FMR$1,640
Median Market$1,970
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.86–0.88ratio range
Median FMR$1,640
Median Market$1,885
vs market-$245

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 7 ZIPs
0.90–0.92ratio range
Median FMR$1,640
Median Market$1,820
vs market-$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
3 BR· 3 ZIPs
0.95–0.97ratio range
Median FMR$1,480
Median Market$1,560
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
0.99–1.01ratio range
Median FMR$1,510
Median Market$1,505
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.08ratio
FMR$1,950
Market$1,800
vs market+$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.17ratio range
Median FMR$1,665
Median Market$1,425
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.58–1.17
4 BR
4 BR· 2 ZIPs
0.50–0.58ratio range
Median FMR$1,635
Median Market$3,005
vs market-$1,370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.65–0.68ratio range
Median FMR$1,760
Median Market$2,570
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 6 ZIPs
0.69–0.72ratio range
Median FMR$1,750
Median Market$2,510
vs market-$760

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
4 BR· 3 ZIPs
0.73–0.77ratio range
Median FMR$1,790
Median Market$2,330
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 3 ZIPs
0.83–0.84ratio range
Median FMR$2,000
Median Market$2,390
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 1 ZIP
0.86ratio
FMR$1,510
Market$1,750
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.91–0.92ratio range
Median FMR$1,880
Median Market$2,050
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
4 BR· 6 ZIPs
0.94–0.98ratio range
Median FMR$1,740
Median Market$1,825
vs market-$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
4 BR· 2 ZIPs
0.99–1.00ratio range
Median FMR$1,570
Median Market$1,575
vs market-$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.12ratio
FMR$1,870
Market$1,670
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.15ratio
FMR$1,730
Market$1,500
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.50–1.15
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Lake County, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.