46410
ZIPSAFMR
Lake County, IN
BRFMR
Eff. Rent
0 BR$1,160$1,030
1 BR$1,310$1,240
2 BR$1,590$1,380
3 BR$1,950$1,800
4 BR$2,110$2,110
5 BR$2,427
6 BR$2,790
7 BR$3,209
8 BR$3,690

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.13ratio
FMR$1,160
Market$1,030
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
1 BR
1 BR
1.06ratio
FMR$1,310
Market$1,240
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
2 BR
2 BR
1.15ratio
FMR$1,590
Market$1,380
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
3 BR
3 BR
1.08ratio
FMR$1,950
Market$1,800
vs market+$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
4 BR
4 BR
0.98ratio
FMR$2,110
Market$2,160
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$174,357
Rent
$1,590
Down payment
$34,871
Loan
$139,485
Mortgage
$882
Expenses
$508
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 46410 (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.