NY/Putnam County/HOPEWELL JUNCTION
HOPEWELL JUNCTION, NY
CitySAFMR
Putnam County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,170$1,760
1 BR$2,260$2,040
2 BR$2,510$2,740
3 BR$3,120$3,430
4 BR$3,370$3,710
5 BR$3,875
6 BR$4,457
7 BR$5,125
8 BR$5,894

Purchase Price Calculator

Maximum purchase price
$345,246

Cost breakdown

+Likely effective rent$2,740
HUD FMR$2,510
Market rent$2,860
Est. payment standard (109%)Used$2,740
Estimated payment standard is $2,740 (109% of FMR).
-Principal and interest-$1,746
Loan amount$276,197
Down payment$69,049
Rate6.50%
Term30 years
-Operating costs-$794
Property taxes-$345
Insurance-$175
Utilities$0
HOA$0
Management-$274
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,642(63.2% ROI)
Projected value
$371,793
Current value$345,246
Return breakdown
Property appreciation+$26,546
Loan principal paid down+$9,895
Rental cash flow+$7,200
5-year hold
+$75,015(108.6% ROI)
Projected value
$390,615
Current value$345,246
Return breakdown
Property appreciation+$45,368
Loan principal paid down+$17,646
Rental cash flow+$12,000
10-year hold
+$162,746(235.7% ROI)
Projected value
$441,945
Current value$345,246
Return breakdown
Property appreciation+$96,698
Loan principal paid down+$42,048
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 12533
1.23ratio
FMR$2,170
Market$1,760
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.11 ratio110% standard$2,387 / 1.36 ratio
1.23
1 BR
1 BR- 12533
1.11ratio
FMR$2,260
Market$2,040
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$2,034 / 1.00 ratio110% standard$2,486 / 1.22 ratio
1.11
2 BR
2 BR- 12533
0.88ratio
FMR$2,510
Market$2,860
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$2,259 / 0.79 ratio110% standard$2,761 / 0.97 ratio
0.88
3 BR
3 BR- 12533
0.86ratio
FMR$3,120
Market$3,610
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$2,808 / 0.78 ratio110% standard$3,432 / 0.95 ratio
0.86
4 BR
4 BR- 12533
0.81ratio
FMR$3,370
Market$4,180
vs market-$810

FMR is below market; voucher rent may lag private rents.

90% standard$3,033 / 0.73 ratio110% standard$3,707 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HOPEWELL JUNCTION, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HOPEWELL JUNCTION, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for HOPEWELL JUNCTION, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,510 and the 4 bedroom fair market rent is $3,370.

Use this page for searches like HOPEWELL JUNCTION, NY FMR, HOPEWELL JUNCTION, NY fair market rent, and HOPEWELL JUNCTION, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HOPEWELL JUNCTION, NY
Bedroom sizeHUD FMR
Studio$2,170
1 bedroom$2,260
2 bedroom$2,510
3 bedroom$3,120
4 bedroom$3,370