Home/NY/Putnam County
Putnam County, NY
CountySAFMR
Found 18 ZIPs
BRFMR
Eff. Rent
0 BR$2,170 – $3,210$1,760 – $2,390
1 BR$2,260 – $3,370$2,040 – $2,560
2 BR$2,510 – $3,690$2,510 – $3,510
3 BR$3,120 – $4,620$3,120 – $4,410
4 BR$3,370 – $5,020$3,370 – $4,950
5 BR$4,336
6 BR$4,986
7 BR$5,734
8 BR$6,594

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.84ratio
FMR$2,390
Market$2,840
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.92ratio
FMR$2,170
Market$2,360
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.97ratio
FMR$2,170
Market$2,230
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.99ratio
FMR$2,170
Market$2,190
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.04–1.05ratio range
Median FMR$2,170
Median Market$2,080
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
Studio· 1 ZIP
1.08ratio
FMR$2,450
Market$2,260
vs market+$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
1.11–1.13ratio range
Median FMR$2,370
Median Market$2,125
vs market+$245

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
Studio· 1 ZIP
1.23ratio
FMR$2,170
Market$1,760
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 5 ZIPs
1.36–1.62ratio range
Median FMR$3,060
Median Market$2,070
vs market+$990

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

5
0.84–1.62
1 BR
1 BR· 2 ZIPs
0.87–0.89ratio range
Median FMR$2,395
Median Market$2,720
vs market-$325

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 4 ZIPs
0.95–0.97ratio range
Median FMR$2,325
Median Market$2,420
vs market-$95

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
1 BR· 2 ZIPs
0.99–1.02ratio range
Median FMR$2,560
Median Market$2,555
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.02ratio range
Median FMR$2,260
Median Market$2,210
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.07ratio range
Median FMR$2,470
Median Market$2,305
vs market+$165

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 1 ZIP
1.11ratio
FMR$2,260
Market$2,040
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.20ratio
FMR$2,970
Market$2,480
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.27ratio
FMR$3,210
Market$2,530
vs market+$680

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 3 ZIPs
1.39–1.59ratio range
Median FMR$3,320
Median Market$2,310
vs market+$1,010

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
0.87–1.59
2 BR
2 BR· 2 ZIPs
0.71ratio range
Median FMR$2,630
Median Market$3,700
vs market-$1,070

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.74ratio
FMR$2,510
Market$3,370
vs market-$860

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.81ratio
FMR$2,510
Market$3,110
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.83–0.85ratio range
Median FMR$2,790
Median Market$3,340
vs market-$550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 3 ZIPs
0.86–0.88ratio range
Median FMR$2,510
Median Market$2,920
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 2 ZIPs
0.91–0.92ratio range
Median FMR$2,880
Median Market$3,145
vs market-$265

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
0.95ratio
FMR$2,510
Market$2,630
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.00–1.01ratio range
Median FMR$3,390
Median Market$3,365
vs market+$25

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.07ratio
FMR$3,510
Market$3,270
vs market+$240

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.11ratio
FMR$3,640
Market$3,290
vs market+$350

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.16ratio
FMR$3,690
Market$3,190
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.16
3 BR
3 BR· 1 ZIP
0.77ratio
FMR$3,130
Market$4,060
vs market-$930

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.79–0.80ratio range
Median FMR$3,280
Median Market$4,115
vs market-$835

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$3,530
Median Market$4,320
vs market-$790

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 4 ZIPs
0.86–0.88ratio range
Median FMR$3,120
Median Market$3,610
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
3 BR· 1 ZIP
0.93ratio
FMR$4,080
Market$4,370
vs market-$290

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 4 ZIPs
0.94–0.97ratio range
Median FMR$3,200
Median Market$3,395
vs market-$195

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
3 BR· 1 ZIP
1.10ratio
FMR$4,400
Market$4,010
vs market+$390

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.15ratio
FMR$4,560
Market$3,960
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.36ratio
FMR$4,620
Market$3,400
vs market+$1,220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.77–1.36
4 BR
4 BR· 1 ZIP
0.64ratio
FMR$3,370
Market$5,240
vs market-$1,870

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.77ratio
FMR$3,800
Market$4,950
vs market-$1,150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 8 ZIPs
0.78–0.81ratio range
Median FMR$3,780
Median Market$4,715
vs market-$935

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
4 BR· 1 ZIP
0.84ratio
FMR$3,370
Market$4,010
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.93–0.94ratio range
Median FMR$4,255
Median Market$4,545
vs market-$290

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.96–0.97ratio range
Median FMR$4,075
Median Market$4,230
vs market-$155

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.99–1.00ratio range
Median FMR$3,685
Median Market$3,695
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.11ratio
FMR$5,020
Market$4,520
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.64–1.11
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Putnam County, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.