10524
ZIPSAFMR
Putnam County, NY
BRFMR
Eff. Rent
0 BR$3,210$1,980
1 BR$3,370$2,120
2 BR$3,690$3,190
3 BR$4,620$3,400
4 BR$5,020$4,520
5 BR$5,773
6 BR$6,639
7 BR$7,635
8 BR$8,780

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.62ratio
FMR$3,210
Market$1,980
vs market+$1,230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.62
1 BR
1 BR
1.59ratio
FMR$3,370
Market$2,120
vs market+$1,250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.59
2 BR
2 BR
1.16ratio
FMR$3,690
Market$3,190
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
3 BR
3 BR
1.36ratio
FMR$4,620
Market$3,400
vs market+$1,220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
4 BR
4 BR
1.11ratio
FMR$5,020
Market$4,520
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$486,416
Rent
$3,690
Down payment
$97,283
Loan
$389,133
Mortgage
$2,460
Expenses
$1,030
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10524 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.