PA/Snyder County/HUMMELS WHARF
HUMMELS WHARF, PA
CitySAFMR
Snyder County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$770$720
1 BR$890$900
2 BR$1,060$1,040
3 BR$1,320$1,350
4 BR$1,570$1,490
5 BR$1,805
6 BR$2,076
7 BR$2,388
8 BR$2,746

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMR$1,060
Market rentUsed$1,040
Est. payment standard (99%)$1,050
Market rent is below the inferred standard ($1,050, 99% of FMR).
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Current value$92,627
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Current value$92,627
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Current value$92,627
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 17831
1.07ratio
FMR$770
Market$720
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$693 / 0.96 ratio110% standard$847 / 1.18 ratio
1.07
1 BR
1 BR- 17831
0.98ratio
FMR$890
Market$910
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$801 / 0.88 ratio110% standard$979 / 1.08 ratio
0.98
2 BR
2 BR- 17831
1.02ratio
FMR$1,060
Market$1,040
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$954 / 0.92 ratio110% standard$1,166 / 1.12 ratio
1.02
3 BR
3 BR- 17831
0.96ratio
FMR$1,320
Market$1,370
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,188 / 0.87 ratio110% standard$1,452 / 1.06 ratio
0.96
4 BR
4 BR- 17831
1.05ratio
FMR$1,570
Market$1,490
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,413 / 0.95 ratio110% standard$1,727 / 1.16 ratio
1.05
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HUMMELS WHARF, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HUMMELS WHARF, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for HUMMELS WHARF, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,060 and the 4 bedroom fair market rent is $1,570.

Use this page for searches like HUMMELS WHARF, PA FMR, HUMMELS WHARF, PA fair market rent, and HUMMELS WHARF, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HUMMELS WHARF, PA
Bedroom sizeHUD FMR
Studio$770
1 bedroom$890
2 bedroom$1,060
3 bedroom$1,320
4 bedroom$1,570