NJ/Hudson County/JERSEY CITY
JERSEY CITY, NJ
CityFMR
Hudson County
Found 10 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,407▲$1,830 – $2,650
1 BR$2,458▲$1,810 – $2,700
2 BR$2,763▲$2,140 – $3,040
3 BR$3,367▲$2,500 – $3,700
4 BR$3,955▲$2,760 – $4,350
5 BR$4,548▲—
6 BR$5,230▲—
7 BR$6,015▲—
8 BR$6,917▲—

Purchase Price Calculator

Maximum purchase price
$355,648

Cost breakdown

+Likely effective rent$2,810
HUD FMR$2,763
Market rent$2,840
Est. payment standard (102%)Used$2,810
Estimated payment standard is $2,810 (102% of FMR).
-Principal and interest-$1,798
Loan amount$284,519
Down payment$71,130
Rate6.50%
Term30 years
-Operating costs-$812
Property taxes-$356
Insurance-$175
Utilities$0
HOA$0
Management-$281
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,740(62.9% ROI)
Projected value
$382,994
Current value$355,648
Return breakdown
Property appreciation+$27,346
Loan principal paid down+$10,194
Rental cash flow+$7,200
5-year hold
+$76,913(108.1% ROI)
Projected value
$402,383
Current value$355,648
Return breakdown
Property appreciation+$46,735
Loan principal paid down+$18,178
Rental cash flow+$12,000
10-year hold
+$166,926(234.7% ROI)
Projected value
$455,260
Current value$355,648
Return breakdown
Property appreciation+$99,612
Loan principal paid down+$43,315
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.77ratio
FMR$2,407
Market$3,120
vs market-$713

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.69 ratio110% standard$2,648 / 0.85 ratio
Studio- 1 ZIP
0.83ratio
FMR$2,407
Market$2,890
vs market-$483

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.75 ratio110% standard$2,648 / 0.92 ratio
Studio- 1 ZIP
0.93ratio
FMR$2,407
Market$2,590
vs market-$183

FMR is near market; voucher and private rents are aligned.

90% standard$2,166 / 0.84 ratio110% standard$2,648 / 1.02 ratio
Studio- 1 ZIP
1.06ratio
FMR$2,407
Market$2,280
vs market+$127

FMR is near market; voucher and private rents are aligned.

90% standard$2,166 / 0.95 ratio110% standard$2,648 / 1.16 ratio
Studio- 4 ZIPs
1.15-1.20ratio range
Median FMR$2,407
Median Market$2,050
vs market+$357

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.06 ratio110% standard$2,648 / 1.29 ratio
4
Studio- 1 ZIP
1.21ratio
FMR$2,407
Market$1,990
vs market+$417

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.09 ratio110% standard$2,648 / 1.33 ratio
Studio- 1 ZIP
1.32ratio
FMR$2,407
Market$1,830
vs market+$577

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.18 ratio110% standard$2,648 / 1.45 ratio
0.77-1.32
1 BR
1 BR- 1 ZIP
0.64ratio
FMR$2,458
Market$3,820
vs market-$1,362

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.58 ratio110% standard$2,704 / 0.71 ratio
1 BR- 1 ZIP
0.73ratio
FMR$2,458
Market$3,390
vs market-$932

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.65 ratio110% standard$2,704 / 0.80 ratio
1 BR- 1 ZIP
0.81ratio
FMR$2,458
Market$3,030
vs market-$572

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.73 ratio110% standard$2,704 / 0.89 ratio
1 BR- 1 ZIP
1.01ratio
FMR$2,458
Market$2,440
vs market+$18

FMR is near market; voucher and private rents are aligned.

90% standard$2,212 / 0.91 ratio110% standard$2,704 / 1.11 ratio
1 BR- 4 ZIPs
1.16-1.18ratio range
Median FMR$2,458
Median Market$2,120
vs market+$338

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.04 ratio110% standard$2,704 / 1.28 ratio
4
1 BR- 1 ZIP
1.27ratio
FMR$2,458
Market$1,940
vs market+$518

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.14 ratio110% standard$2,704 / 1.39 ratio
1 BR- 1 ZIP
1.36ratio
FMR$2,458
Market$1,810
vs market+$648

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.22 ratio110% standard$2,704 / 1.49 ratio
0.64-1.36
2 BR
2 BR- 2 ZIPs
0.53-0.62ratio range
Median FMR$2,763
Median Market$4,855
vs market-$2,092

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.52 ratio110% standard$3,039 / 0.63 ratio
2
2 BR- 1 ZIP
0.72ratio
FMR$2,763
Market$3,850
vs market-$1,087

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.65 ratio110% standard$3,039 / 0.79 ratio
2 BR- 1 ZIP
0.83ratio
FMR$2,763
Market$3,310
vs market-$547

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.75 ratio110% standard$3,039 / 0.92 ratio
2 BR- 1 ZIP
0.94ratio
FMR$2,763
Market$2,940
vs market-$177

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.85 ratio110% standard$3,039 / 1.03 ratio
2 BR- 1 ZIP
1.01ratio
FMR$2,763
Market$2,740
vs market+$23

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.91 ratio110% standard$3,039 / 1.11 ratio
2 BR- 3 ZIPs
1.04ratio range
Median FMR$2,763
Median Market$2,660
vs market+$103

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.93 ratio110% standard$3,039 / 1.14 ratio
3
2 BR- 1 ZIP
1.29ratio
FMR$2,763
Market$2,140
vs market+$623

FMR is above market; underwrite to market rent.

90% standard$2,487 / 1.16 ratio110% standard$3,039 / 1.42 ratio
0.53-1.29
3 BR
3 BR- 3 ZIPs
0.52-0.64ratio range
Median FMR$3,367
Median Market$5,580
vs market-$2,213

FMR is below market; voucher rent may lag private rents.

90% standard$3,030 / 0.54 ratio110% standard$3,704 / 0.66 ratio
3
3 BR- 1 ZIP
0.97ratio
FMR$3,367
Market$3,480
vs market-$113

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.87 ratio110% standard$3,704 / 1.06 ratio
3 BR- 1 ZIP
1.01ratio
FMR$3,367
Market$3,340
vs market+$27

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.91 ratio110% standard$3,704 / 1.11 ratio
3 BR- 3 ZIPs
1.06ratio range
Median FMR$3,367
Median Market$3,180
vs market+$187

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.95 ratio110% standard$3,704 / 1.16 ratio
3
3 BR- 1 ZIP
1.09ratio
FMR$3,367
Market$3,080
vs market+$287

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.98 ratio110% standard$3,704 / 1.20 ratio
3 BR- 1 ZIP
1.35ratio
FMR$3,367
Market$2,500
vs market+$867

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.21 ratio110% standard$3,704 / 1.48 ratio
0.52-1.35
4 BR
4 BR- 2 ZIPs
0.70-0.73ratio range
Median FMR$3,955
Median Market$5,555
vs market-$1,600

FMR is below market; voucher rent may lag private rents.

90% standard$3,560 / 0.64 ratio110% standard$4,351 / 0.78 ratio
2
4 BR- 1 ZIP
1.00ratio
FMR$3,955
Market$3,970
vs market-$15

FMR is near market; voucher and private rents are aligned.

90% standard$3,560 / 0.90 ratio110% standard$4,351 / 1.10 ratio
4 BR- 3 ZIPs
1.09-1.10ratio range
Median FMR$3,955
Median Market$3,610
vs market+$345

FMR is near market; voucher and private rents are aligned.

90% standard$3,560 / 0.99 ratio110% standard$4,351 / 1.21 ratio
3
4 BR- 1 ZIP
1.13ratio
FMR$3,955
Market$3,510
vs market+$445

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.01 ratio110% standard$4,351 / 1.24 ratio
4 BR- 1 ZIP
1.16ratio
FMR$3,955
Market$3,410
vs market+$545

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.04 ratio110% standard$4,351 / 1.28 ratio
4 BR- 2 ZIPs
1.41-1.43ratio range
Median FMR$3,955
Median Market$2,785
vs market+$1,170

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.28 ratio110% standard$4,351 / 1.56 ratio
2
0.70-1.43
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for JERSEY CITY, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
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JERSEY CITY, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for JERSEY CITY, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,763 and the 4 bedroom fair market rent is $3,955.

Use this page for searches like JERSEY CITY, NJ FMR, JERSEY CITY, NJ fair market rent, and JERSEY CITY, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for JERSEY CITY, NJ
Bedroom sizeHUD FMR
Studio$2,407
1 bedroom$2,458
2 bedroom$2,763
3 bedroom$3,367
4 bedroom$3,955
Hudson County fair market rent07097 FMR07302 FMR07303 FMR07304 FMR07305 FMR07306 FMR07307 FMR07310 FMR