07306
ZIPFMR
Hudson County, NJ
BRFMR
Eff. Rent
0 BR$2,407$1,990
1 BR$2,458$2,090
2 BR$2,763$2,740
3 BR$3,367$3,340
4 BR$3,955$3,410
5 BR$4,548
6 BR$5,230
7 BR$6,015
8 BR$6,917

Purchase Price Calculator

Maximum purchase price
$345,246

Cost breakdown

+Likely effective rent$2,740
HUD FMR$2,763
Market rentUsed$2,740
Est. payment standard (99%)$2,750
Market rent is below the inferred standard ($2,750, 99% of FMR).
-Principal and interest-$1,746
Loan amount$276,197
Down payment$69,049
Rate6.50%
Term30 years
-Operating costs-$794
Property taxes-$345
Insurance-$175
Utilities$0
HOA$0
Management-$274
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,642(63.2% ROI)
Projected value
$371,793
Current value$345,246
Return breakdown
Property appreciation+$26,546
Loan principal paid down+$9,895
Rental cash flow+$7,200
5-year hold
+$75,015(108.6% ROI)
Projected value
$390,615
Current value$345,246
Return breakdown
Property appreciation+$45,368
Loan principal paid down+$17,646
Rental cash flow+$12,000
10-year hold
+$162,746(235.7% ROI)
Projected value
$441,945
Current value$345,246
Return breakdown
Property appreciation+$96,698
Loan principal paid down+$42,048
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.21ratio
FMR$2,407
Market$1,990
vs market+$417

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.09 ratio110% standard$2,648 / 1.33 ratio
1.21
1 BR
1 BR
1.18ratio
FMR$2,458
Market$2,090
vs market+$368

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.06 ratio110% standard$2,704 / 1.29 ratio
1.18
2 BR
2 BR
1.01ratio
FMR$2,763
Market$2,740
vs market+$23

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.91 ratio110% standard$3,039 / 1.11 ratio
1.01
3 BR
3 BR
1.01ratio
FMR$3,367
Market$3,340
vs market+$27

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.91 ratio110% standard$3,704 / 1.11 ratio
1.01
4 BR
4 BR
1.16ratio
FMR$3,955
Market$3,410
vs market+$545

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.04 ratio110% standard$4,351 / 1.28 ratio
1.16
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 07306 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

07306 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 07306 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,763 and the 4 bedroom fair market rent is $3,955.

Use this page for searches like 07306 FMR, 07306 fair market rent, and 07306 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 07306
Bedroom sizeHUD FMR
Studio$2,407
1 bedroom$2,458
2 bedroom$2,763
3 bedroom$3,367
4 bedroom$3,955