07093
ZIPFMR
Hudson County, NJ
BRFMR
Eff. Rent
0 BR$2,407$1,860
1 BR$2,458$2,450
2 BR$2,763$2,760
3 BR$3,367$3,010
4 BR$3,955$3,110
5 BR$4,548
6 BR$5,230
7 BR$6,015
8 BR$6,917

Purchase Price Calculator

Maximum purchase price
$348,218

Cost breakdown

+Likely effective rent$2,760
HUD FMR$2,763
Market rentUsed$2,760
Est. payment standard (100%)$2,760
Market rent is below the inferred standard ($2,760, 100% of FMR).
-Principal and interest-$1,761
Loan amount$278,575
Down payment$69,644
Rate6.50%
Term30 years
-Operating costs-$799
Property taxes-$348
Insurance-$175
Utilities$0
HOA$0
Management-$276
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,955(63.1% ROI)
Projected value
$374,993
Current value$348,218
Return breakdown
Property appreciation+$26,775
Loan principal paid down+$9,981
Rental cash flow+$7,200
5-year hold
+$75,557(108.5% ROI)
Projected value
$393,977
Current value$348,218
Return breakdown
Property appreciation+$45,759
Loan principal paid down+$17,798
Rental cash flow+$12,000
10-year hold
+$163,940(235.4% ROI)
Projected value
$445,749
Current value$348,218
Return breakdown
Property appreciation+$97,531
Loan principal paid down+$42,410
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.29ratio
FMR$2,407
Market$1,860
vs market+$547

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.16 ratio110% standard$2,648 / 1.42 ratio
1.29
1 BR
1 BR
1.00ratio
FMR$2,458
Market$2,450
vs market+$8

FMR is near market; voucher and private rents are aligned.

90% standard$2,212 / 0.90 ratio110% standard$2,704 / 1.10 ratio
1.00
2 BR
2 BR
1.00ratio
FMR$2,763
Market$2,760
vs market+$3

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.90 ratio110% standard$3,039 / 1.10 ratio
1.00
3 BR
3 BR
1.12ratio
FMR$3,367
Market$3,010
vs market+$357

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.01 ratio110% standard$3,704 / 1.23 ratio
1.12
4 BR
4 BR
1.27ratio
FMR$3,955
Market$3,110
vs market+$845

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.14 ratio110% standard$4,351 / 1.40 ratio
1.27
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 07093 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

07093 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 07093 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,763 and the 4 bedroom fair market rent is $3,955.

Use this page for searches like 07093 FMR, 07093 fair market rent, and 07093 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 07093
Bedroom sizeHUD FMR
Studio$2,407
1 bedroom$2,458
2 bedroom$2,763
3 bedroom$3,367
4 bedroom$3,955