Home/NJ/Hudson County
Hudson County, NJ
CountyFMR
Found 22 ZIPs
BRFMR
Eff. Rent
0 BR$2,407$1,720 – $2,650
1 BR$2,458$1,810 – $2,700
2 BR$2,763$2,140 – $3,040
3 BR$3,367$2,500 – $3,700
4 BR$3,955$2,690 – $4,350
5 BR$4,548
6 BR$5,230
7 BR$6,015
8 BR$6,917

Purchase Price Calculator

Maximum purchase price
$346,732

Cost breakdown

+Likely effective rent$2,750
HUD FMR$2,763
Market rentUsed$2,750
Est. payment standard (100%)$2,750
Market rent is below the inferred standard ($2,750, 100% of FMR).
-Principal and interest-$1,753
Loan amount$277,386
Down payment$69,346
Rate6.50%
Term30 years
-Operating costs-$797
Property taxes-$347
Insurance-$175
Utilities$0
HOA$0
Management-$275
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,799(63.2% ROI)
Projected value
$373,393
Current value$346,732
Return breakdown
Property appreciation+$26,660
Loan principal paid down+$9,938
Rental cash flow+$7,200
5-year hold
+$75,286(108.6% ROI)
Projected value
$392,296
Current value$346,732
Return breakdown
Property appreciation+$45,563
Loan principal paid down+$17,722
Rental cash flow+$12,000
10-year hold
+$163,343(235.5% ROI)
Projected value
$443,847
Current value$346,732
Return breakdown
Property appreciation+$97,114
Loan principal paid down+$42,229
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.77ratio
FMR$2,407
Market$3,130
vs market-$723

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.69 ratio110% standard$2,648 / 0.85 ratio
Studio- 1 ZIP
0.77ratio
FMR$2,407
Market$3,120
vs market-$713

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.69 ratio110% standard$2,648 / 0.85 ratio
Studio- 2 ZIPs
0.83-0.84ratio range
Median FMR$2,407
Median Market$2,885
vs market-$478

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.75 ratio110% standard$2,648 / 0.92 ratio
Studio- 1 ZIP
0.88ratio
FMR$2,407
Market$2,730
vs market-$323

FMR is below market; voucher rent may lag private rents.

90% standard$2,166 / 0.79 ratio110% standard$2,648 / 0.97 ratio
Studio- 2 ZIPs
0.92-0.93ratio range
Median FMR$2,407
Median Market$2,600
vs market-$193

FMR is near market; voucher and private rents are aligned.

90% standard$2,166 / 0.83 ratio110% standard$2,648 / 1.02 ratio
Studio- 1 ZIP
1.06ratio
FMR$2,407
Market$2,280
vs market+$127

FMR is near market; voucher and private rents are aligned.

90% standard$2,166 / 0.95 ratio110% standard$2,648 / 1.16 ratio
Studio- 1 ZIP
1.08ratio
FMR$2,407
Market$2,230
vs market+$177

FMR is near market; voucher and private rents are aligned.

90% standard$2,166 / 0.97 ratio110% standard$2,648 / 1.19 ratio
Studio- 1 ZIP
1.12ratio
FMR$2,407
Market$2,140
vs market+$267

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.01 ratio110% standard$2,648 / 1.24 ratio
Studio- 6 ZIPs
1.15-1.20ratio range
Median FMR$2,407
Median Market$2,050
vs market+$357

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.06 ratio110% standard$2,648 / 1.29 ratio
6
Studio- 2 ZIPs
1.21ratio range
Median FMR$2,407
Median Market$1,990
vs market+$417

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.09 ratio110% standard$2,648 / 1.33 ratio
Studio- 1 ZIP
1.29ratio
FMR$2,407
Market$1,860
vs market+$547

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.16 ratio110% standard$2,648 / 1.42 ratio
Studio- 1 ZIP
1.32ratio
FMR$2,407
Market$1,830
vs market+$577

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.18 ratio110% standard$2,648 / 1.45 ratio
Studio- 2 ZIPs
1.35-1.40ratio range
Median FMR$2,407
Median Market$1,750
vs market+$657

FMR is above market; underwrite to market rent.

90% standard$2,166 / 1.24 ratio110% standard$2,648 / 1.51 ratio
0.77-1.40
1 BR
1 BR- 1 ZIP
0.64ratio
FMR$2,458
Market$3,820
vs market-$1,362

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.58 ratio110% standard$2,704 / 0.71 ratio
1 BR- 1 ZIP
0.73ratio
FMR$2,458
Market$3,390
vs market-$932

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.65 ratio110% standard$2,704 / 0.80 ratio
1 BR- 2 ZIPs
0.74-0.76ratio range
Median FMR$2,458
Median Market$3,285
vs market-$827

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.67 ratio110% standard$2,704 / 0.82 ratio
1 BR- 1 ZIP
0.81ratio
FMR$2,458
Market$3,030
vs market-$572

FMR is below market; voucher rent may lag private rents.

90% standard$2,212 / 0.73 ratio110% standard$2,704 / 0.89 ratio
1 BR- 1 ZIP
0.95ratio
FMR$2,458
Market$2,580
vs market-$122

FMR is near market; voucher and private rents are aligned.

90% standard$2,212 / 0.86 ratio110% standard$2,704 / 1.05 ratio
1 BR- 3 ZIPs
1.00-1.02ratio range
Median FMR$2,458
Median Market$2,440
vs market+$18

FMR is near market; voucher and private rents are aligned.

90% standard$2,212 / 0.91 ratio110% standard$2,704 / 1.11 ratio
1 BR- 1 ZIP
1.03ratio
FMR$2,458
Market$2,380
vs market+$78

FMR is near market; voucher and private rents are aligned.

90% standard$2,212 / 0.93 ratio110% standard$2,704 / 1.14 ratio
1 BR- 1 ZIP
1.13ratio
FMR$2,458
Market$2,170
vs market+$288

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.02 ratio110% standard$2,704 / 1.25 ratio
1 BR- 8 ZIPs
1.16-1.20ratio range
Median FMR$2,458
Median Market$2,120
vs market+$338

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.04 ratio110% standard$2,704 / 1.28 ratio
8
1 BR- 1 ZIP
1.27ratio
FMR$2,458
Market$1,940
vs market+$518

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.14 ratio110% standard$2,704 / 1.39 ratio
1 BR- 1 ZIP
1.30ratio
FMR$2,458
Market$1,890
vs market+$568

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.17 ratio110% standard$2,704 / 1.43 ratio
1 BR- 1 ZIP
1.36ratio
FMR$2,458
Market$1,810
vs market+$648

FMR is above market; underwrite to market rent.

90% standard$2,212 / 1.22 ratio110% standard$2,704 / 1.49 ratio
0.64-1.36
2 BR
2 BR- 3 ZIPs
0.53-0.63ratio range
Median FMR$2,763
Median Market$4,480
vs market-$1,717

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.56 ratio110% standard$3,039 / 0.68 ratio
2 BR- 2 ZIPs
0.72ratio range
Median FMR$2,763
Median Market$3,855
vs market-$1,092

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.65 ratio110% standard$3,039 / 0.79 ratio
2 BR- 1 ZIP
0.79ratio
FMR$2,763
Market$3,510
vs market-$747

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.71 ratio110% standard$3,039 / 0.87 ratio
2 BR- 1 ZIP
0.83ratio
FMR$2,763
Market$3,310
vs market-$547

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.75 ratio110% standard$3,039 / 0.92 ratio
2 BR- 1 ZIP
0.89ratio
FMR$2,763
Market$3,100
vs market-$337

FMR is below market; voucher rent may lag private rents.

90% standard$2,487 / 0.80 ratio110% standard$3,039 / 0.98 ratio
2 BR- 1 ZIP
0.94ratio
FMR$2,763
Market$2,940
vs market-$177

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.85 ratio110% standard$3,039 / 1.03 ratio
2 BR- 1 ZIP
0.96ratio
FMR$2,763
Market$2,880
vs market-$117

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.86 ratio110% standard$3,039 / 1.06 ratio
2 BR- 3 ZIPs
1.00-1.01ratio range
Median FMR$2,763
Median Market$2,740
vs market+$23

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.91 ratio110% standard$3,039 / 1.11 ratio
2 BR- 7 ZIPs
1.02-1.04ratio range
Median FMR$2,763
Median Market$2,660
vs market+$103

FMR is near market; voucher and private rents are aligned.

90% standard$2,487 / 0.93 ratio110% standard$3,039 / 1.14 ratio
7
2 BR- 1 ZIP
1.18ratio
FMR$2,763
Market$2,350
vs market+$413

FMR is above market; underwrite to market rent.

90% standard$2,487 / 1.06 ratio110% standard$3,039 / 1.29 ratio
2 BR- 1 ZIP
1.29ratio
FMR$2,763
Market$2,140
vs market+$623

FMR is above market; underwrite to market rent.

90% standard$2,487 / 1.16 ratio110% standard$3,039 / 1.42 ratio
0.53-1.29
3 BR
3 BR- 4 ZIPs
0.52-0.64ratio range
Median FMR$3,367
Median Market$5,440
vs market-$2,073

FMR is below market; voucher rent may lag private rents.

90% standard$3,030 / 0.56 ratio110% standard$3,704 / 0.68 ratio
4
3 BR- 1 ZIP
0.70ratio
FMR$3,367
Market$4,830
vs market-$1,463

FMR is below market; voucher rent may lag private rents.

90% standard$3,030 / 0.63 ratio110% standard$3,704 / 0.77 ratio
3 BR- 1 ZIP
0.93ratio
FMR$3,367
Market$3,640
vs market-$273

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.83 ratio110% standard$3,704 / 1.02 ratio
3 BR- 2 ZIPs
0.96-0.97ratio range
Median FMR$3,367
Median Market$3,495
vs market-$128

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.87 ratio110% standard$3,704 / 1.06 ratio
3 BR- 1 ZIP
1.01ratio
FMR$3,367
Market$3,340
vs market+$27

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.91 ratio110% standard$3,704 / 1.11 ratio
3 BR- 5 ZIPs
1.06ratio range
Median FMR$3,367
Median Market$3,180
vs market+$187

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.95 ratio110% standard$3,704 / 1.16 ratio
5
3 BR- 3 ZIPs
1.07-1.09ratio range
Median FMR$3,367
Median Market$3,080
vs market+$287

FMR is near market; voucher and private rents are aligned.

90% standard$3,030 / 0.98 ratio110% standard$3,704 / 1.20 ratio
3
3 BR- 1 ZIP
1.12ratio
FMR$3,367
Market$3,010
vs market+$357

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.01 ratio110% standard$3,704 / 1.23 ratio
3 BR- 1 ZIP
1.17ratio
FMR$3,367
Market$2,880
vs market+$487

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.05 ratio110% standard$3,704 / 1.29 ratio
3 BR- 2 ZIPs
1.26-1.27ratio range
Median FMR$3,367
Median Market$2,665
vs market+$702

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.14 ratio110% standard$3,704 / 1.39 ratio
3 BR- 1 ZIP
1.35ratio
FMR$3,367
Market$2,500
vs market+$867

FMR is above market; underwrite to market rent.

90% standard$3,030 / 1.21 ratio110% standard$3,704 / 1.48 ratio
0.52-1.35
4 BR
4 BR- 3 ZIPs
0.70-0.73ratio range
Median FMR$3,955
Median Market$5,630
vs market-$1,675

FMR is below market; voucher rent may lag private rents.

90% standard$3,560 / 0.63 ratio110% standard$4,351 / 0.77 ratio
3
4 BR- 1 ZIP
0.78ratio
FMR$3,955
Market$5,060
vs market-$1,105

FMR is below market; voucher rent may lag private rents.

90% standard$3,560 / 0.70 ratio110% standard$4,351 / 0.86 ratio
4 BR- 2 ZIPs
0.99-1.00ratio range
Median FMR$3,955
Median Market$3,980
vs market-$25

FMR is near market; voucher and private rents are aligned.

90% standard$3,560 / 0.89 ratio110% standard$4,351 / 1.09 ratio
4 BR- 6 ZIPs
1.09-1.10ratio range
Median FMR$3,955
Median Market$3,610
vs market+$345

FMR is near market; voucher and private rents are aligned.

90% standard$3,560 / 0.99 ratio110% standard$4,351 / 1.21 ratio
6
4 BR- 1 ZIP
1.13ratio
FMR$3,955
Market$3,510
vs market+$445

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.01 ratio110% standard$4,351 / 1.24 ratio
4 BR- 2 ZIPs
1.16-1.19ratio range
Median FMR$3,955
Median Market$3,365
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.06 ratio110% standard$4,351 / 1.29 ratio
4 BR- 1 ZIP
1.21ratio
FMR$3,955
Market$3,260
vs market+$695

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.09 ratio110% standard$4,351 / 1.33 ratio
4 BR- 2 ZIPs
1.27-1.28ratio range
Median FMR$3,955
Median Market$3,095
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.15 ratio110% standard$4,351 / 1.41 ratio
4 BR- 4 ZIPs
1.37-1.47ratio range
Median FMR$3,955
Median Market$2,785
vs market+$1,170

FMR is above market; underwrite to market rent.

90% standard$3,560 / 1.28 ratio110% standard$4,351 / 1.56 ratio
4
0.70-1.47
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Hudson County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Hudson County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Hudson County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,763 and the 4 bedroom fair market rent is $3,955.

Use this page for searches like Hudson County, NJ FMR, Hudson County, NJ fair market rent, and Hudson County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Hudson County, NJ
Bedroom sizeHUD FMR
Studio$2,407
1 bedroom$2,458
2 bedroom$2,763
3 bedroom$3,367
4 bedroom$3,955