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Kreamer, PA

CityFMR
Snyder County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$755$755
1 BR$865$865
2 BR$1,084$1,084
3 BR$1,372$1,372
4 BR$1,551$1,551
5 BR$1,784Not available
6 BR$2,051Not available
7 BR$2,359Not available
8 BR$2,713Not available

Purchase Price Calculator

Maximum purchase price
$99,165

Cost breakdown

+Likely effective rent$1,084
HUD FMRUsed$1,084
Market rentN/A
Est. payment standardN/A
-Principal and interest-$501
Loan amount$79,332
Down payment$19,833
Rate6.50%
Term30 years
-Operating costs-$383
Property taxes-$99
Insurance-$175
Utilities$0
HOA$0
Management-$108
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,667(89.1% ROI)
Projected value
$106,790
Return breakdown
Property appreciation+$7,625
Loan principal paid down+$2,842
Rental cash flow+$7,200
5-year hold
+$30,100(151.8% ROI)
Projected value
$112,197
Return breakdown
Property appreciation+$13,031
Loan principal paid down+$5,069
Rental cash flow+$12,000
10-year hold
+$63,852(321.9% ROI)
Projected value
$126,940
Return breakdown
Property appreciation+$27,775
Loan principal paid down+$12,077
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Kreamer, PA fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Kreamer, PA is $1,084 a month. That is up 2.4% from $1,059 in FY 2026. Kreamer is in the Snyder County, PA non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Pennsylvania is $1,136, so Kreamer is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Kreamer, PA
BedroomsFY 2027Change90–110% range
Studio$755−1.9%$680–$831
1BR$865−3.2%$779–$952
2BR$1,084+2.4%$976–$1,192
3BR$1,372+3.9%$1,235–$1,509
4BR$1,551−1.0%$1,396–$1,706

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Kreamer, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$755$865$1,084$1,372$1,551
FY 2026$770$894$1,059$1,321$1,566
FY 2025$691$828$945$1,200$1,403
FY 2024$660$787$894$1,152$1,306
FY 2023$733$734$846$1,114$1,215

Questions about Kreamer, PA rents

How much will Section 8 pay for a two-bedroom in Kreamer, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,084, that basic range is $976 to $1,192 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Kreamer, PA in?

Kreamer, PA is in the Snyder County, PA non-metropolitan FMR area.

How much did fair market rent change in Kreamer, PA for FY 2027?

The two-bedroom FMR rose 2.4%, from $1,059 in FY 2026 to $1,084 in FY 2027. Since FY 2023 it has risen 28.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set