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CO/Boulder County/Lafayette

Lafayette, CO

CitySAFMR
Boulder County
Found 1 ZIP

City Median Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,610$1,600
1 BR$1,840$1,910
2 BR$2,160$2,370
3 BR$2,870$2,720
4 BR$3,340$3,170
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$290,265

Cost breakdown

+Likely effective rent$2,370
HUD FMR$2,160
Market rent$2,480
Est. payment standard (110%)Used$2,370
-Principal and interest-$1,468
Loan amount$232,212
Down payment$58,053
Rate6.50%
Term30 years
-Operating costs-$702
Property taxes-$290
Insurance-$175
Utilities$0
HOA$0
Management-$237
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,838(65.2% ROI)
Projected value
$312,583
Return breakdown
Property appreciation+$22,319
Loan principal paid down+$8,320
Rental cash flow+$7,200
5-year hold
+$64,979(111.9% ROI)
Projected value
$328,408
Return breakdown
Property appreciation+$38,143
Loan principal paid down+$14,836
Rental cash flow+$12,000
10-year hold
+$140,650(242.3% ROI)
Projected value
$371,563
Return breakdown
Property appreciation+$81,299
Loan principal paid down+$35,352
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.01
1 BR
0.95
2 BR
0.87
3 BR
1.06
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Lafayette, CO fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Lafayette, CO is $2,160 a month. That is down 2.7% from $2,220 in FY 2026. Lafayette is in the Boulder, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,033. The median county two-bedroom FMR in Colorado is $1,375, so Lafayette is 57% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Lafayette, CO
BedroomsFY 2027Change90–110% range
Studio$1,610−0.6%$1,449–$1,771
1BR$1,840−2.1%$1,656–$2,024
2BR$2,160−2.7%$1,944–$2,376
3BR$2,870−2.7%$2,583–$3,157
4BR$3,340−1.5%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Lafayette, CO
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,610$1,840$2,160$2,870$3,340
FY 2026$1,620$1,880$2,220$2,950$3,390
FY 2025$1,520$1,770$2,140$2,810$3,210
FY 2024$1,640$1,880$2,290$2,990$3,510
FY 2023$1,420$1,600$1,940$2,580$3,050

Questions about Lafayette, CO rents

How much will Section 8 pay for a two-bedroom in Lafayette, CO?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,033, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,830 to $2,236 a month; under the ZIP-level Small Area FMR of $2,160 it would be $1,944 to $2,376. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Lafayette, CO in?

Lafayette, CO is in the Boulder, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,033.

How much did fair market rent change in Lafayette, CO for FY 2027?

The two-bedroom FMR fell 2.7%, from $2,220 in FY 2026 to $2,160 in FY 2027. Since FY 2023 it has risen 11.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set