NY/Nassau County/LOCUST VALLEY
LOCUST VALLEY, NY
CitySAFMR
Nassau County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,120$2,330
1 BR$2,530$2,780
2 BR$2,920$3,210
3 BR$3,790$4,170
4 BR$4,010$4,410
5 BR$4,612
6 BR$5,303
7 BR$6,099
8 BR$7,014

Purchase Price Calculator

Maximum purchase price
$415,088

Cost breakdown

+Likely effective rent$3,210
HUD FMR$2,920
Market rent$3,940
Est. payment standard (110%)Used$3,210
Estimated payment standard is $3,210 (110% of FMR).
-Principal and interest-$2,099
Loan amount$332,071
Down payment$83,018
Rate6.50%
Term30 years
-Operating costs-$911
Property taxes-$415
Insurance-$175
Utilities$0
HOA$0
Management-$321
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,014(61.4% ROI)
Projected value
$447,005
Current value$415,088
Return breakdown
Property appreciation+$31,916
Loan principal paid down+$11,897
Rental cash flow+$7,200
5-year hold
+$87,762(105.7% ROI)
Projected value
$469,634
Current value$415,088
Return breakdown
Property appreciation+$54,546
Loan principal paid down+$21,216
Rental cash flow+$12,000
10-year hold
+$190,814(229.8% ROI)
Projected value
$531,348
Current value$415,088
Return breakdown
Property appreciation+$116,260
Loan principal paid down+$50,554
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11560
0.83ratio
FMR$2,120
Market$2,560
vs market-$440

FMR is below market; voucher rent may lag private rents.

90% standard$1,908 / 0.75 ratio110% standard$2,332 / 0.91 ratio
0.83
1 BR
1 BR- 11560
0.87ratio
FMR$2,530
Market$2,920
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$2,277 / 0.78 ratio110% standard$2,783 / 0.95 ratio
0.87
2 BR
2 BR- 11560
0.74ratio
FMR$2,920
Market$3,940
vs market-$1,020

FMR is below market; voucher rent may lag private rents.

90% standard$2,628 / 0.67 ratio110% standard$3,212 / 0.82 ratio
0.74
3 BR
3 BR- 11560
0.77ratio
FMR$3,790
Market$4,900
vs market-$1,110

FMR is below market; voucher rent may lag private rents.

90% standard$3,411 / 0.70 ratio110% standard$4,169 / 0.85 ratio
0.77
4 BR
4 BR- 11560
0.70ratio
FMR$4,010
Market$5,690
vs market-$1,680

FMR is below market; voucher rent may lag private rents.

90% standard$3,609 / 0.63 ratio110% standard$4,411 / 0.78 ratio
0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOCUST VALLEY, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LOCUST VALLEY, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LOCUST VALLEY, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,920 and the 4 bedroom fair market rent is $4,010.

Use this page for searches like LOCUST VALLEY, NY FMR, LOCUST VALLEY, NY fair market rent, and LOCUST VALLEY, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LOCUST VALLEY, NY
Bedroom sizeHUD FMR
Studio$2,120
1 bedroom$2,530
2 bedroom$2,920
3 bedroom$3,790
4 bedroom$4,010