IL/Winnebago County/LOVES PARK
LOVES PARK, IL
CitySAFMR
Winnebago County
Found 4 ZIPs
BRFMR
Eff. Rent
0 BR$810 – $850$810 – $850
1 BR$890 – $950$890 – $950
2 BR$1,170 – $1,240$1,170 – $1,240
3 BR$1,550 – $1,640$1,530 – $1,640
4 BR$1,590 – $1,680$1,590 – $1,680
5 BR$1,828
6 BR$2,103
7 BR$2,418
8 BR$2,781

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.63ratio
FMR$850
Market$1,340
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.69ratio range
Median FMR$810
Median Market$1,170
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
0.63–0.69
1 BR
1 BR· 3 ZIPs
0.70ratio range
Median FMR$890
Median Market$1,280
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 1 ZIP
0.77ratio
FMR$950
Market$1,240
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70–0.77
2 BR
2 BR· 1 ZIP
0.84ratio
FMR$1,240
Market$1,470
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.89ratio range
Median FMR$1,170
Median Market$1,310
vs market-$140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
0.84–0.89
3 BR
3 BR· 1 ZIP
0.87ratio
FMR$1,640
Market$1,880
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
1.01ratio range
Median FMR$1,550
Median Market$1,530
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
0.87–1.01
4 BR
4 BR· 1 ZIP
0.81ratio
FMR$1,680
Market$2,070
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
1.00ratio range
Median FMR$1,590
Median Market$1,590
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
0.81–1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOVES PARK, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.