NY/Westchester County/MOHEGAN LAKE
MOHEGAN LAKE, NY
CitySAFMR
Westchester County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,820$2,140
1 BR$2,960$2,440
2 BR$3,250$3,170
3 BR$4,070$3,810
4 BR$4,420$4,860
5 BR$5,083
6 BR$5,845
7 BR$6,722
8 BR$7,731

Purchase Price Calculator

Maximum purchase price
$409,144

Cost breakdown

+Likely effective rent$3,170
HUD FMR$3,250
Market rentUsed$3,170
Est. payment standard (98%)$3,200
Market rent is below the inferred standard ($3,200, 98% of FMR).
-Principal and interest-$2,069
Loan amount$327,315
Down payment$81,829
Rate6.50%
Term30 years
-Operating costs-$901
Property taxes-$409
Insurance-$175
Utilities$0
HOA$0
Management-$317
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,386(61.6% ROI)
Projected value
$440,604
Current value$409,144
Return breakdown
Property appreciation+$31,459
Loan principal paid down+$11,727
Rental cash flow+$7,200
5-year hold
+$86,677(105.9% ROI)
Projected value
$462,909
Current value$409,144
Return breakdown
Property appreciation+$53,765
Loan principal paid down+$20,912
Rental cash flow+$12,000
10-year hold
+$188,425(230.3% ROI)
Projected value
$523,739
Current value$409,144
Return breakdown
Property appreciation+$114,595
Loan principal paid down+$49,830
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 10547
1.32ratio
FMR$2,820
Market$2,140
vs market+$680

FMR is above market; underwrite to market rent.

90% standard$2,538 / 1.19 ratio110% standard$3,102 / 1.45 ratio
1.32
1 BR
1 BR- 10547
1.21ratio
FMR$2,960
Market$2,440
vs market+$520

FMR is above market; underwrite to market rent.

90% standard$2,664 / 1.09 ratio110% standard$3,256 / 1.33 ratio
1.21
2 BR
2 BR- 10547
1.03ratio
FMR$3,250
Market$3,170
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,925 / 0.92 ratio110% standard$3,575 / 1.13 ratio
1.03
3 BR
3 BR- 10547
1.07ratio
FMR$4,070
Market$3,810
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$3,663 / 0.96 ratio110% standard$4,477 / 1.18 ratio
1.07
4 BR
4 BR- 10547
0.85ratio
FMR$4,420
Market$5,230
vs market-$810

FMR is below market; voucher rent may lag private rents.

90% standard$3,978 / 0.76 ratio110% standard$4,862 / 0.93 ratio
0.85
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MOHEGAN LAKE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MOHEGAN LAKE, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MOHEGAN LAKE, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,250 and the 4 bedroom fair market rent is $4,420.

Use this page for searches like MOHEGAN LAKE, NY FMR, MOHEGAN LAKE, NY fair market rent, and MOHEGAN LAKE, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MOHEGAN LAKE, NY
Bedroom sizeHUD FMR
Studio$2,820
1 bedroom$2,960
2 bedroom$3,250
3 bedroom$4,070
4 bedroom$4,420