PA/Lehigh County/OREFIELD
OREFIELD, PA
CitySAFMR
Lehigh County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,680$1,820
1 BR$1,990$1,730
2 BR$2,430$2,010
3 BR$3,100$2,240
4 BR$3,260$3,000
5 BR$3,749
6 BR$4,311
7 BR$4,958
8 BR$5,702

Purchase Price Calculator

Maximum purchase price
$236,769

Cost breakdown

+Likely effective rent$2,010
HUD FMR$2,430
Market rentUsed$2,010
Est. payment standard (90%)$2,190
Market rent is below the inferred standard ($2,190, 90% of FMR).
-Principal and interest-$1,197
Loan amount$189,415
Down payment$47,354
Rate6.50%
Term30 years
-Operating costs-$613
Property taxes-$237
Insurance-$175
Utilities$0
HOA$0
Management-$201
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,192(68.0% ROI)
Projected value
$254,974
Current value$236,769
Return breakdown
Property appreciation+$18,205
Loan principal paid down+$6,786
Rental cash flow+$7,200
5-year hold
+$55,215(116.6% ROI)
Projected value
$267,882
Current value$236,769
Return breakdown
Property appreciation+$31,113
Loan principal paid down+$12,102
Rental cash flow+$12,000
10-year hold
+$119,152(251.6% ROI)
Projected value
$303,084
Current value$236,769
Return breakdown
Property appreciation+$66,315
Loan principal paid down+$28,836
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 18069
0.89ratio
FMR$1,680
Market$1,890
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$1,512 / 0.80 ratio110% standard$1,848 / 0.98 ratio
0.89
1 BR
1 BR- 18069
1.15ratio
FMR$1,990
Market$1,730
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,791 / 1.04 ratio110% standard$2,189 / 1.27 ratio
1.15
2 BR
2 BR- 18069
1.21ratio
FMR$2,430
Market$2,010
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$2,187 / 1.09 ratio110% standard$2,673 / 1.33 ratio
1.21
3 BR
3 BR- 18069
1.38ratio
FMR$3,100
Market$2,240
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$2,790 / 1.25 ratio110% standard$3,410 / 1.52 ratio
1.38
4 BR
4 BR- 18069
1.09ratio
FMR$3,260
Market$3,000
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$2,934 / 0.98 ratio110% standard$3,586 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for OREFIELD, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

OREFIELD, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for OREFIELD, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,430 and the 4 bedroom fair market rent is $3,260.

Use this page for searches like OREFIELD, PA FMR, OREFIELD, PA fair market rent, and OREFIELD, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for OREFIELD, PA
Bedroom sizeHUD FMR
Studio$1,680
1 bedroom$1,990
2 bedroom$2,430
3 bedroom$3,100
4 bedroom$3,260