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Lehigh County/Orefield/18069

18069

ZIPSAFMR
Lehigh County, PA
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$1,950$1,890
1 BR$2,280$1,730
2 BR$2,760$2,010
3 BR$3,460$2,240
4 BR$3,730$3,000
5 BR$4,290Not available
6 BR$4,933Not available
7 BR$5,673Not available
8 BR$6,524Not available

Purchase Price Calculator

Maximum purchase price
$236,769

Cost breakdown

+Likely effective rent$2,010
HUD FMR$2,760
Market rentUsed$2,010
Est. payment standard (90%)$2,480
-Principal and interest-$1,197
Loan amount$189,415
Down payment$47,354
Rate6.50%
Term30 years
-Operating costs-$613
Property taxes-$237
Insurance-$175
Utilities$0
HOA$0
Management-$201
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,192(68.0% ROI)
Projected value
$254,974
Return breakdown
Property appreciation+$18,205
Loan principal paid down+$6,786
Rental cash flow+$7,200
5-year hold
+$55,215(116.6% ROI)
Projected value
$267,882
Return breakdown
Property appreciation+$31,113
Loan principal paid down+$12,102
Rental cash flow+$12,000
10-year hold
+$119,152(251.6% ROI)
Projected value
$303,084
Return breakdown
Property appreciation+$66,315
Loan principal paid down+$28,836
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
1.32
2 BR
1.37
3 BR
1.54
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18069 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18069 (Orefield, PA) is $2,760 a month. That is up 13.6% from $2,430 in FY 2026. Orefield is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,839. Among 38 ZIP codes in Lehigh County, 18069 has the highest two-bedroom rent (county range $1,480–$2,760). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18069 is 143% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18069
BedroomsFY 2027Change90–110% range
Studio$1,950+16.1%$1,755–$2,145
1BR$2,280+14.6%$2,052–$2,508
2BR$2,760+13.6%$2,484–$3,036
3BR$3,460+11.6%$3,114–$3,806
4BR$3,730+14.4%$3,357–$4,103

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18069
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,950$2,280$2,760$3,460$3,730
FY 2026$1,680$1,990$2,430$3,100$3,260
FY 2025$1,340$1,570$1,950$2,490$2,590
FY 2024$1,080$1,270$1,590$2,030$2,120
FY 2023$1,020$1,170$1,480$1,900$1,990

Two-bedroom rent in nearby Lehigh County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18069
18051$1,640−40.6%
18052$1,920−30.4%
18053$1,700−38.4%
18059$1,650−40.2%
18062$2,550−7.6%
18065$1,510−45.3%
18066$1,480−46.4%
18067$1,730−37.3%
18069Current$2,760—
18078$1,640−40.6%
18079$1,480−46.4%
18080$1,480−46.4%

Questions about ZIP 18069 rents

How much will Section 8 pay for a two-bedroom in ZIP 18069?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,839, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,655 to $2,023 a month; under the ZIP-level Small Area FMR of $2,760 it would be $2,484 to $3,036. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18069 in?

ZIP 18069 is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,839.

How much did fair market rent change in ZIP 18069 for FY 2027?

The two-bedroom FMR rose 13.6%, from $2,430 in FY 2026 to $2,760 in FY 2027. Since FY 2023 it has risen 86.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOrefield, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources