PATERSON, NJ
CityFMR
Passaic County
Found 13 ZIPs
BRFMR
Eff. Rent
0 BR$1,778$1,430 – $1,778
1 BR$2,024$1,660 – $2,024
2 BR$2,324$2,100 – $2,324
3 BR$2,835$2,420 – $2,835
4 BR$3,618$2,600 – $3,618
5 BR$4,161
6 BR$4,785
7 BR$5,503
8 BR$6,328

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 5 ZIPs
0.63–0.64ratio range
Median FMR$1,778
Median Market$2,780
vs market-$1,002

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
Studio· 1 ZIP
0.68ratio
FMR$1,778
Market$2,620
vs market-$842

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.76ratio
FMR$1,778
Market$2,350
vs market-$572

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.96–0.97ratio range
Median FMR$1,778
Median Market$1,845
vs market-$67

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.07ratio
FMR$1,778
Market$1,660
vs market+$118

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.19ratio
FMR$1,778
Market$1,500
vs market+$278

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 2 ZIPs
1.23–1.24ratio range
Median FMR$1,778
Median Market$1,435
vs market+$343

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.63–1.24
1 BR
1 BR· 4 ZIPs
0.87ratio range
Median FMR$2,024
Median Market$2,320
vs market-$296

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 1 ZIP
1.02ratio
FMR$2,024
Market$1,980
vs market+$44

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.07–1.10ratio range
Median FMR$2,024
Median Market$1,870
vs market+$154

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.12–1.15ratio range
Median FMR$2,024
Median Market$1,780
vs market+$244

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1 BR· 3 ZIPs
1.17–1.18ratio range
Median FMR$2,024
Median Market$1,720
vs market+$304

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
1 BR· 1 ZIP
1.22ratio
FMR$2,024
Market$1,660
vs market+$364

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.87–1.22
2 BR
2 BR· 5 ZIPs
0.81ratio range
Median FMR$2,324
Median Market$2,870
vs market-$546

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
2 BR· 1 ZIP
0.89ratio
FMR$2,324
Market$2,600
vs market-$276

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.91ratio
FMR$2,324
Market$2,560
vs market-$236

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
0.99ratio
FMR$2,324
Market$2,350
vs market-$26

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.03ratio
FMR$2,324
Market$2,260
vs market+$64

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 3 ZIPs
1.06–1.08ratio range
Median FMR$2,324
Median Market$2,180
vs market+$144

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 1 ZIP
1.11ratio
FMR$2,324
Market$2,100
vs market+$224

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.81–1.11
3 BR
3 BR· 5 ZIPs
0.85ratio range
Median FMR$2,835
Median Market$3,330
vs market-$495

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
3 BR· 1 ZIP
0.91ratio
FMR$2,835
Market$3,100
vs market-$265

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
0.94ratio
FMR$2,835
Market$3,010
vs market-$175

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.03ratio
FMR$2,835
Market$2,760
vs market+$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.08–1.10ratio range
Median FMR$2,835
Median Market$2,605
vs market+$230

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.10–1.15ratio range
Median FMR$2,835
Median Market$2,520
vs market+$315

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.17ratio
FMR$2,835
Market$2,420
vs market+$415

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.85–1.17
4 BR
4 BR· 1 ZIP
0.92ratio
FMR$3,618
Market$3,930
vs market-$312

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 4 ZIPs
0.95ratio range
Median FMR$3,618
Median Market$3,810
vs market-$192

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 1 ZIP
1.00ratio
FMR$3,618
Market$3,630
vs market-$12

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.05ratio
FMR$3,618
Market$3,450
vs market+$168

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.16ratio
FMR$3,618
Market$3,130
vs market+$488

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.23ratio
FMR$3,618
Market$2,940
vs market+$678

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.28ratio
FMR$3,618
Market$2,820
vs market+$798

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.34ratio
FMR$3,618
Market$2,710
vs market+$908

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.37–1.39ratio range
Median FMR$3,618
Median Market$2,625
vs market+$993

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.92–1.39
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PATERSON, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.