PA/Snyder County/PENNS CREEK
PENNS CREEK, PA
CitySAFMR
Snyder County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$860$950
1 BR$1,000$1,050
2 BR$1,180$1,100
3 BR$1,470$1,140
4 BR$1,750$1,250
5 BR$2,012
6 BR$2,314
7 BR$2,662
8 BR$3,061

Purchase Price Calculator

Maximum purchase price
$101,543

Cost breakdown

+Likely effective rent$1,100
HUD FMR$1,180
Market rentUsed$1,100
Est. payment standard (96%)$1,130
Market rent is below the inferred standard ($1,130, 96% of FMR).
-Principal and interest-$513
Loan amount$81,234
Down payment$20,309
Rate6.50%
Term30 years
-Operating costs-$387
Property taxes-$102
Insurance-$175
Utilities$0
HOA$0
Management-$110
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,918(88.2% ROI)
Projected value
$109,351
Current value$101,543
Return breakdown
Property appreciation+$7,808
Loan principal paid down+$2,910
Rental cash flow+$7,200
5-year hold
+$30,534(150.3% ROI)
Projected value
$114,887
Current value$101,543
Return breakdown
Property appreciation+$13,344
Loan principal paid down+$5,190
Rental cash flow+$12,000
10-year hold
+$64,808(319.1% ROI)
Projected value
$129,984
Current value$101,543
Return breakdown
Property appreciation+$28,441
Loan principal paid down+$12,367
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 17862
0.81ratio
FMR$860
Market$1,060
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$774 / 0.73 ratio110% standard$946 / 0.89 ratio
0.81
1 BR
1 BR- 17862
0.93ratio
FMR$1,000
Market$1,070
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$900 / 0.84 ratio110% standard$1,100 / 1.03 ratio
0.93
2 BR
2 BR- 17862
1.07ratio
FMR$1,180
Market$1,100
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,062 / 0.97 ratio110% standard$1,298 / 1.18 ratio
1.07
3 BR
3 BR- 17862
1.29ratio
FMR$1,470
Market$1,140
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$1,323 / 1.16 ratio110% standard$1,617 / 1.42 ratio
1.29
4 BR
4 BR- 17862
1.40ratio
FMR$1,750
Market$1,250
vs market+$500

FMR is above market; underwrite to market rent.

90% standard$1,575 / 1.26 ratio110% standard$1,925 / 1.54 ratio
1.40
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PENNS CREEK, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PENNS CREEK, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PENNS CREEK, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,180 and the 4 bedroom fair market rent is $1,750.

Use this page for searches like PENNS CREEK, PA FMR, PENNS CREEK, PA fair market rent, and PENNS CREEK, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PENNS CREEK, PA
Bedroom sizeHUD FMR
Studio$860
1 bedroom$1,000
2 bedroom$1,180
3 bedroom$1,470
4 bedroom$1,750