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PA/Berks County/Pine Forge

Pine Forge, PA

CitySAFMR
Berks County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$990$1,090
1 BR$1,120$1,230
2 BR$1,430$1,570
3 BR$1,750$1,930
4 BR$1,900$2,090
5 BR$2,185Not available
6 BR$2,513Not available
7 BR$2,890Not available
8 BR$3,323Not available

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMR$1,430
Market rent$1,670
Est. payment standard (110%)Used$1,570
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.81
2 BR
0.86
3 BR
0.85
4 BR
0.83
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Pine Forge, PA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Pine Forge, PA is $1,430 a month. That is down 9.5% from $1,580 in FY 2026. Pine Forge is in the Reading, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,418. The median county two-bedroom FMR in Pennsylvania is $1,136, so Pine Forge is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Pine Forge, PA
BedroomsFY 2027Change90–110% range
Studio$990−9.2%$891–$1,089
1BR$1,120−9.7%$1,008–$1,232
2BR$1,430−9.5%$1,287–$1,573
3BR$1,750−9.8%$1,575–$1,925
4BR$1,900−9.1%$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Pine Forge, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$990$1,120$1,430$1,750$1,900
FY 2026$1,090$1,240$1,580$1,940$2,090
FY 2025$930$1,070$1,350$1,690$1,790
FY 2024$890$1,040$1,320$1,650$1,760
FY 2023$760$900$1,140$1,430$1,530

Questions about Pine Forge, PA rents

How much will Section 8 pay for a two-bedroom in Pine Forge, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,418, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,276 to $1,560 a month; under the ZIP-level Small Area FMR of $1,430 it would be $1,287 to $1,573. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Pine Forge, PA in?

Pine Forge, PA is in the Reading, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,418.

How much did fair market rent change in Pine Forge, PA for FY 2027?

The two-bedroom FMR fell 9.5%, from $1,580 in FY 2026 to $1,430 in FY 2027. Since FY 2023 it has risen 25.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set