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NY/Ontario County/Port Gibson

Port Gibson, NY

CitySAFMR
Ontario County
Found 1 ZIP

City Median Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,010$1,040
1 BR$1,140$1,080
2 BR$1,420$1,360
3 BR$1,710$1,630
4 BR$1,880$1,590
5 BR$2,162Not available
6 BR$2,486Not available
7 BR$2,859Not available
8 BR$3,288Not available

Purchase Price Calculator

Maximum purchase price
$140,179

Cost breakdown

+Likely effective rent$1,360
HUD FMR$1,420
Market rentUsed$1,360
Est. payment standard (97%)$1,380
-Principal and interest-$709
Loan amount$112,143
Down payment$28,036
Rate6.50%
Term30 years
-Operating costs-$451
Property taxes-$140
Insurance-$175
Utilities$0
HOA$0
Management-$136
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,996(78.5% ROI)
Projected value
$150,957
Return breakdown
Property appreciation+$10,778
Loan principal paid down+$4,018
Rental cash flow+$7,200
5-year hold
+$37,586(134.1% ROI)
Projected value
$158,600
Return breakdown
Property appreciation+$18,421
Loan principal paid down+$7,165
Rental cash flow+$12,000
10-year hold
+$80,334(286.5% ROI)
Projected value
$179,441
Return breakdown
Property appreciation+$39,262
Loan principal paid down+$17,073
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
1.06
2 BR
1.04
3 BR
1.05
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Port Gibson, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Port Gibson, NY is $1,420 a month. That is up 10.1% from $1,290 in FY 2026. Port Gibson is in the Rochester, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,416. The median county two-bedroom FMR in New York is $1,385, so Port Gibson is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Port Gibson, NY
BedroomsFY 2027Change90–110% range
Studio$1,010+9.8%$909–$1,111
1BR$1,140+9.6%$1,026–$1,254
2BR$1,420+10.1%$1,278–$1,562
3BR$1,710+10.3%$1,539–$1,881
4BR$1,880+9.9%$1,692–$2,068

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Port Gibson, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,010$1,140$1,420$1,710$1,880
FY 2026$920$1,040$1,290$1,550$1,710
FY 2025$850$950$1,180$1,430$1,570
FY 2024$760$860$1,070$1,300$1,440
FY 2023$660$750$940$1,160$1,270

Questions about Port Gibson, NY rents

How much will Section 8 pay for a two-bedroom in Port Gibson, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,274 to $1,558 a month; under the ZIP-level Small Area FMR of $1,420 it would be $1,278 to $1,562. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Port Gibson, NY in?

Port Gibson, NY is in the Rochester, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,416.

How much did fair market rent change in Port Gibson, NY for FY 2027?

The two-bedroom FMR rose 10.1%, from $1,290 in FY 2026 to $1,420 in FY 2027. Since FY 2023 it has risen 51.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set