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Poughquag, NY

CitySAFMR
Dutchess County
Found 1 ZIP

City Median Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,600$1,760
1 BR$1,790$1,970
2 BR$2,300$2,490
3 BR$2,900$3,150
4 BR$3,050$3,340
5 BR$3,507Not available
6 BR$4,034Not available
7 BR$4,639Not available
8 BR$5,334Not available

Purchase Price Calculator

Maximum purchase price
$308,096

Cost breakdown

+Likely effective rent$2,490
HUD FMR$2,300
Market rent$2,600
Est. payment standard (108%)Used$2,490
-Principal and interest-$1,558
Loan amount$246,477
Down payment$61,619
Rate6.50%
Term30 years
-Operating costs-$732
Property taxes-$308
Insurance-$175
Utilities$0
HOA$0
Management-$249
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,720(64.5% ROI)
Projected value
$331,786
Return breakdown
Property appreciation+$23,690
Loan principal paid down+$8,831
Rental cash flow+$7,200
5-year hold
+$68,234(110.7% ROI)
Projected value
$348,583
Return breakdown
Property appreciation+$40,486
Loan principal paid down+$15,747
Rental cash flow+$12,000
10-year hold
+$147,816(239.9% ROI)
Projected value
$394,390
Return breakdown
Property appreciation+$86,293
Loan principal paid down+$37,523
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.68
1 BR
0.79
2 BR
0.88
3 BR
0.88
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Poughquag, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Poughquag, NY is $2,300 a month. That is up 4.1% from $2,210 in FY 2026. Poughquag is in the Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,131. The median county two-bedroom FMR in New York is $1,385, so Poughquag is 66% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Poughquag, NY
BedroomsFY 2027Change90–110% range
Studio$1,600+5.3%$1,440–$1,760
1BR$1,790+3.5%$1,611–$1,969
2BR$2,300+4.1%$2,070–$2,530
3BR$2,900+3.6%$2,610–$3,190
4BR$3,050+1.3%$2,745–$3,355

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Poughquag, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,600$1,790$2,300$2,900$3,050
FY 2026$1,520$1,730$2,210$2,800$3,010
FY 2025$1,530$1,740$2,230$2,840$3,080
FY 2024$1,490$1,710$2,200$2,790$3,090
FY 2023$1,460$1,600$2,050$2,610$2,900

Questions about Poughquag, NY rents

How much will Section 8 pay for a two-bedroom in Poughquag, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,131, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,918 to $2,344 a month; under the ZIP-level Small Area FMR of $2,300 it would be $2,070 to $2,530. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Poughquag, NY in?

Poughquag, NY is in the Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,131.

How much did fair market rent change in Poughquag, NY for FY 2027?

The two-bedroom FMR rose 4.1%, from $2,210 in FY 2026 to $2,300 in FY 2027. Since FY 2023 it has risen 12.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set